Loans for individuals
Realize your dreams now. Don't postpone
Lixiang auto loan
Transparent financing for purchasing a Lixiang vehicle
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Auto Loan Refinancing
Better terms to reduce your monthly auto loan payments
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Loan refinancing (secured)
Improve your loan terms with collateral support
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Loan refinancing (unsecured)
Refinance your loan on more favorable terms without collateral
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Microloan for the self-employed
Financing for those who work for themselves
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Online microloan
Fast money for quick purchases without collateral and guarantors
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Microloan for public servants under guarantee
Convenient microloan for public servants without collateral.
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Car loan for public servants
An easy way to buy your car — lower interest, quick approval, and simple terms for government and public sector staff
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Secured Microloan for Public Servants
Lower rate, minimal documents, and quick approval
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Mortgage loan «NUR»
Comfortable house is available to everyone
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Mortgage for new buildings
Your own apartment on favorable terms
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Interest free installment at Medion
Get medical services with flexible installment options
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Auto loan for the self-employed
Purchase a vehicle while working for yourself
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0% installment plan for Asialuxe Travel tours
Relax now, pay in installments — 0% annual interest, 5-minute processing, and a complimentary Visa Platinum card
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Primary market car loan
Become the owner of your dream car in no time!
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Secondary market car loan
Become the owner of your dream car in no time!
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Car loan for unofficial income holders
Become the owner of your dream car in no time!
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Mortgage loan - NRG (temporarily closed)
Warm memories are born here
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Microloan for unofficial income holders
For new happy shopping!
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Microloan for payroll projects
For new happy shopping!
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Education loan
Invest in yourself - build your future!
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Consumer loan under guarantee
Give your home a new breath
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Yashil Makon
Accessible credit for solar panels for your home or business
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Car loan – UzAuto Motors 2 (temporarily closed)
Become the owner of your dream car in no time!
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Car loan – UzAuto Motors (temporarily closed)
Become the owner of your dream car in no time!
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Online loan application
Apply for a loan in 5 minutes
Make your dreams come true today: beneficial loans at Ipak Yuli Bank
Main types of bank loans available at Ipak Yuli Bank
We offer citizens of Uzbekistan programs with various terms and conditions:
- Consumer loan — for any purpose: renovation, furniture, appliances, travel. Up to 200 million UZS, up to 60 months, interest rates starting from 21.9% per year. Many programs are available without collateral.
- Online microloan — quick cash without visiting an office. Up to 100 million UZS, up to 36 months, rates from 30.9%.
- Car loan — funds for a new or used car. Up to 800 million UZS, up to 5 years, rates from 20.9%.
- Mortgage — for purchasing housing. Up to 420 million UZS, up to 20 years, rates from 16.5%.
- Refinancing — transfer your loan from another bank at a lower interest rate or combine several loans into one.
“Possibilities card” credit card — a convenient tool for everyday spending. Limit up to 50 million UZS, interest-free period up to 55 days on purchases. Cashback of 0.5% on all transactions.
Reduced interest rates are available for pensioners, government employees, and self-employed individuals.
Some loans can be obtained without collateral (with a guarantor or insurance).
What to consider when applying for a bank loan
Before taking a loan, evaluate the key parameters:
- Interest rate and total cost — compare not only the stated rate but also the total cost of credit (which includes all fees).
- Amount and term — borrow only what you need and for a comfortable period so that the payment does not exceed 40–50% of your income.
- Collateral — loans without collateral or a guarantor usually have higher rates but are easier to obtain.
- Disbursement and repayment method — managing your loan online via the mobile app is the most convenient.
Our specialists are always ready to help you calculate and choose the best option for your situation.
Advantages of our bank
Since 1990, Ipak Yuli Bank has been a reliable and beneficial partner for millions of clients. We offer:
- More than 900 ATMs and about 20,000 POS terminals across the country.
- Rates starting from 16.50% for popular programs.
- The ability to get a loan online in just a few minutes via Ipak Yuli Mobile.
- Special conditions for pensioners, government employees, and self-employed individuals.
- Transparent pricing with no hidden fees.
- Approval within 1–3 days.
You can apply for a loan on the website, in the mobile app, or at offices in Tashkent and other cities of Uzbekistan.
Millions of people choose Ipak Yuli Mobile
Transfer without commision, opening deposits with a high interest rate, financial accounting - on your phone
Scan the QR code to download the app
Millions of people choose Ipak Yuli Mobile
