Auto loan refinancing — new terms and easier payments 

Move your auto loan to our bank on new, more convenient terms — fast, clear and without unnecessary steps. Auto loan refinancing at Ipak Yuli Bank helps reduce your interest rate, ease your monthly payment and make loan repayment more convenient. 

You can transfer your auto loan from any other bank or MFO, and we will ensure a smooth process and full support at every step. 

Key aspects 

Clear refinancing terms 

• Loan amount — up to UZS 800,000,000 

• Loan term — up to 60 months 

• Interest rate — your current rate minus 5%, but not lower than the established minimum rates 

• Review time — preliminary decision from 5 minutes; final decision within 3 working days 

• Collateral — a subsequent pledge of your vehicle or another vehicle 

• Requirement — an active auto loan for at least 6 months in another bank or MFO 

Key benefits 

• Reduced rate and more affordable monthly payments 

• Fast decision — preliminary response in as little as 5 minutes 

• Simple process — minimal documents and no unnecessary procedures 

• Suitable for both new and used cars 

• Easy transition to Ipak Yuli Bank — refinance your auto loan in just a few simple steps 

3 steps to switch to new terms 

1. Submit your application 

Visit the nearest Ipak Yuli Bank branch. 

2. Get your application decision 

Provide your documents and receive a response within 5 minutes. 

3. Start paying on new terms 

Sign the agreement and continue your payments at a reduced rate with Ipak Yuli Bank. 

Why it’s beneficial 

• Lower costs thanks to the reduced interest rate 

• Transparent terms — no hidden fees or unexpected charges 

• Convenient process — fast and simple 

• Suitable for most customers — for both new and used car owners