Car loan – UzAuto Motors
Chevrolet Auto Loan
How to apply for a car loan?
Loan calculator
| Date | Monthly payment | Debt balance | Percent | Main debt |
|---|
The calculation is preliminary. The exact amount of payments will be determined by the bank based on the results of the application review.
*FCV - expenses that the borrower pays for the period of lending.
Online loan application
Apply for a loan in 5 minutes
Exclusive offer for Onix, Captiva, Tracker, Labo, and Damas vehicles
| Down payment | Term (months) | Interest rate | Collateral |
| For Captiva and Damas vehicles | 0% | Pledge of real estate, purchased motor vehicle, other motor vehicles, cash, jewelry, guarantee of third parties and insurance policy against the risk of non-payment of the Loan. | |
| From 25% | 12 | ||
| From 30% | 14 | ||
| From 40% | 18 | ||
| From 50% | 24 | ||
| For Labo vehicles | |||
| From 25% | 10 | ||
| From 30% | 14 | ||
| From 40% | 16 | ||
| From 50% | 22 | ||
| For Onix and Tracker vehicles | |||
| From 30% | 36 | ||
| From 40% | 44 | ||
| From 50% | 55 | ||
| From 60% | 60 | ||
*This type of car loan does not apply to discounted cars
Onix, Captiva, Tracker, Labo and Damas are available on credit from the showroom.
Yes, you can pay off your loan early at any time.
It could be money, jewelry, or property.
- Using Ipak Yuli Mobile;
- At any bank office;
- At ADM at the bank‘s offices. ADM is an automated deposit machine.
Annuity: It is easier to budget because you pay the same amount each month.
Differential: This option is more favorable - you pay less in interest, but you have to pay more in the first few months.
Bank on map
Important things to know about loans
What to consider when applying for a bank loan
Before taking a loan, evaluate the key parameters:
- Interest rate and total cost — compare not only the stated rate but also the total cost of credit (which includes all fees).
- Amount and term — borrow only what you need and for a comfortable period so that the payment does not exceed 40–50% of your income.
- Collateral — loans without collateral or a guarantor usually have higher rates but are easier to obtain.
- Disbursement and repayment method — managing your loan online via the mobile app is the most convenient.
Our specialists are always ready to help you calculate and choose the best option for your situation.
Main consequences of failing to repay a loan
Increase in outstanding debt: Penalties, late payment charges, and interest accrue on overdue amounts, increasing the total amount owed.
Enforcement against property and bank accounts: The bank has the right to recover outstanding debt from funds held in the borrower’s bank accounts and from their personal property through court proceedings or enforcement procedures. If the proceeds from the sale of the property are insufficient to cover the debt, the borrower remains responsible for the outstanding balance.
Liability of guarantors and pledgors: If the loan is secured by collateral or a guarantee, the obligation to repay the debt may extend to the guarantors or pledgors. They may subsequently claim reimbursement of the amounts paid from the principal borrower.
Restrictions on leaving the country: A debtor’s right to leave Uzbekistan may be temporarily restricted by a court decision or an order issued by a state enforcement officer.
- Negative impact on credit history: Information about overdue payments is reported to credit bureaus, which may make it difficult or impossible to obtain new loans or installment payment plans in the future.
Other loans
Chevrolet Auto Loan
Volkswagen auto loan
