Mortgage for new buildings

Mortgage for new buildings

Your own apartment on favorable terms
Sum
up to 420 000 000 UZS
Term
up to 20 years
Term rate
from 16,5%

Mortgage loan calculator

1 000 000 UZS
16.5 %

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More about mortgage loan

The mortgage for new buildings from Ipak Yuli Bank offers affordable and transparent financing to purchase an apartment in a newly constructed residential building.
Ideal for those who want to buy property on the primary market with favorable terms and without unnecessary bureaucracy.

 

 

Key Aspects

Favorable conditions:
• Interest rate — 17.5% p.a. in Tashkent, 16.5% in other regions
• Payroll card holders at Ipak Yuli Bank receive a reduced rate of 17% in Tashkent
• Currency — UZS

 

Accessibility:
• Down payment — from 15% (from 5% when purchased under a government-supported program)
• Loan term — up to 20 years
• Loan amount:
– up to 420 million UZS in Tashkent
– up to 330 million UZS in regions

 

Key Benefits

• No need to save for years to buy a home
• Long term — making monthly payments more affordable
• Simple and transparent terms
• No additional collateral — the purchased apartment serves as security

 

How to get the mortgage

Visit an Ipak Yuli Bank branch with your passport and a preliminary sales contract
• Undergo a creditworthiness assessment
• Prepare and sign the mortgage agreement at the bank
• Register the collateral agreement with the Cadastre Agency
• The bank transfers funds to the seller

 

Why it’s beneficial

• Real opportunity to own an apartment in a new building
• Flexible terms for the capital and the regions
• Reduced interest rate for payroll clients of the bank
• Transparent process with no hidden fees

How to get a mortgage?

1
Visit a bank branch
Bring your passport and preliminary purchase agreement to an Ipak Yuli Bank regional branch.
2
Pass the scoring
The bank will assess your creditworthiness through its internal system.
3
Prepare and sign the documents
Once approved, sign the mortgage agreement at the bank.
4
Registration and loan disbursement
Register the pledge agreement with the Cadastral Agency. After that, the bank will transfer the funds to the seller.

Online loan application

Apply for a loan in 5 minutes

1

Frequently asked questions

17.5% per year in Tashkent and 16.5% in the regions. Additionally, for Ipak Yuli salary card holders, the rate for new apartments in Tashkent is 17%.

No, the purchased property itself serves as collateral.

Usually 2–3 working days after submitting all required documents.

• Passport (ID card)
• Preliminary purchase agreement
• Document confirming payment of the initial deposit
• Documents confirming the property is ready for occupancy (handover act and cadastral extract)

Millions of people choose Ipak Yuli Mobile

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