
Mortgage for new buildings
Mortgage loan calculator
More about mortgage loan
The mortgage for new buildings from Ipak Yuli Bank offers affordable and transparent financing to purchase an apartment in a newly constructed residential building.
Ideal for those who want to buy property on the primary market with favorable terms and without unnecessary bureaucracy.
Key Aspects
Favorable conditions:
• Interest rate — 17.5% p.a. in Tashkent, 16.5% in other regions
• Payroll card holders at Ipak Yuli Bank receive a reduced rate of 17% in Tashkent
• Currency — UZS
Accessibility:
• Down payment — from 15% (from 5% when purchased under a government-supported program)
• Loan term — up to 20 years
• Loan amount:
– up to 420 million UZS in Tashkent
– up to 330 million UZS in regions
Key Benefits
• No need to save for years to buy a home
• Long term — making monthly payments more affordable
• Simple and transparent terms
• No additional collateral — the purchased apartment serves as security
How to get the mortgage
• Visit an Ipak Yuli Bank branch with your passport and a preliminary sales contract
• Undergo a creditworthiness assessment
• Prepare and sign the mortgage agreement at the bank
• Register the collateral agreement with the Cadastre Agency
• The bank transfers funds to the seller
Why it’s beneficial
• Real opportunity to own an apartment in a new building
• Flexible terms for the capital and the regions
• Reduced interest rate for payroll clients of the bank
• Transparent process with no hidden fees
How to get a mortgage?
Online loan application
Apply for a loan in 5 minutes
Frequently asked questions
17.5% per year in Tashkent and 16.5% in the regions. Additionally, for Ipak Yuli salary card holders, the rate for new apartments in Tashkent is 17%.
No, the purchased property itself serves as collateral.
Usually 2–3 working days after submitting all required documents.
• Passport (ID card)
• Preliminary purchase agreement
• Document confirming payment of the initial deposit
• Documents confirming the property is ready for occupancy (handover act and cadastral extract)
Millions of people choose Ipak Yuli Mobile
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Millions of people choose Ipak Yuli Mobile
