Mortgage for new buildings from Ipak Yuli Bank
Mortgage for new buildings
How to get a mortgage?
Mortgage loan calculator
| Date | Monthly payment | Debt balance | Percent | Main debt |
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The calculation is preliminary. The exact amount of payments will be determined by the bank based on the results of the application review.
*FCV - expenses that the borrower pays for the period of lending.
About mortgage loan
Why it is beneficial
• A real opportunity to purchase your own apartment on the primary market
• Accessible conditions for clients with different income levels
• Flexible parameters for Tashkent and the regions
• Fast application review — 2–3 business days
Main
Flexible conditions
• Interest rate
- With official income:
17–17.5% — Tashkent, 16.5% — regions - With unofficial income:
From 17% to 18%
• Possibility to apply without official income
• Loan currency — UZS
Accessibility
• Down payment — from 15%
• Loan term — up to 20 years
• Loan amount:
— up to 480 million UZS for Tashkent
— up to 380 million UZS for the regions
• Grace period — up to 6 months
(during this period only interest payments are required)
Advantages
• Opportunity to purchase an apartment in a new building even without official income
• Long loan term for more comfortable monthly payments
• Clear conditions and a transparent application process
• The purchased apartment serves as collateral for the loan
Online loan application
Apply for a loan in 5 minutes
Frequently asked questions
16.5% per year in the regions and 17–17.5% in Tashkent. For clients without official income, the rate ranges from 17% to 18%.
No, the purchased property itself serves as collateral.
Usually 2–3 working days after submitting all required documents.
• Passport (ID card)
• Preliminary purchase agreement
• Document confirming payment of the initial deposit
• Documents confirming the property is ready for occupancy (handover act and cadastral extract)
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