The mortgage for new buildings from Ipak Yuli Bank offers affordable and transparent financing to purchase an apartment in a newly constructed residential building.
Ideal for those who want to buy property on the primary market with favorable terms and without unnecessary bureaucracy.

Key Aspects

Favorable conditions:
• Interest rate — 17.5% p.a. in Tashkent, 16.5% in other regions
• Payroll card holders at Ipak Yuli Bank receive a reduced rate of 17% in Tashkent
• Currency — UZS

Accessibility:
• Down payment — from 15% (from 5% when purchased under a government-supported program)
• Loan term — up to 20 years
• Loan amount:
– up to 480 million UZS in Tashkent
– up to 380 million UZS in regions

Key Benefits

• No need to save for years to buy a home
• Long term — making monthly payments more affordable
• Simple and transparent terms
• No additional collateral — the purchased apartment serves as security

How to get the mortgage

• Visit an Ipak Yuli Bank branch with your passport and a preliminary sales contract
• Undergo a creditworthiness assessment
• Prepare and sign the mortgage agreement at the bank
• Register the collateral agreement with the Cadastre Agency
• The bank transfers funds to the seller

Why it’s beneficial

• Real opportunity to own an apartment in a new building
• Flexible terms for the capital and the regions
• Reduced interest rate for payroll clients of the bank
• Transparent process with no hidden fees