To apply for a mortgage, you need a passport or ID card and a sales contract with the developer.

No, at the moment it is not possible to do it in Ipak Yo‘li Banki. The down payment is at least 25% of the value of the apartment. In order to reduce the total amount of the loan and the overpayment, it is better to make a larger down payment.

The amount of the down payment should be from 25% of the value of the apartment. The higher the size of the down payment, the lower the mortgage overpayment.

The mortgage applies to the following residential complexes: NRG U-Tower, NRG Yunusobod, NRG Jomiy, NRG Maftun Makon, NRG Yangi Baxt, NRG Hayot, NRG Zamon, NRG Qorasuv, NRG Voha.

You can pre-calculate your loan amount and monthly payment using the loan calculator on this page. This calculator calculates the approximate monthly payment amount at the minimum interest rate. The exact amount will be determined after the bank approves the application.

No additional collateral is required. In case of a mortgage, the purchased real estate becomes collateral for Ipak Yo‘li Banki. The apartment is registered in the name of the borrower.

You can repay your loan in full or in part early at Ipak Yo‘li Mobile or at a bank branch.

- In Ipak Yuli Mobile; 
- In any bank office; 
- At the ADM in the bank offices. ADM - Automated Deposit Machine

Annuity: This way, it will be easier for you to plan your budget because you pay the same amount every month. 
Differentiated: This option is more profitable - you overpay less on interest, but in the first months you need to pay more.