Lixiang auto loan

Lixiang auto loan

Transparent financing for purchasing a Lixiang vehicle

More about the Lixiang auto loan

About the loan

Your new Lixiang — with the support of the bank 

 

Purchase your new car simply, transparently, and on clear terms. A Lixiang auto loan from Ipak Yuli Bank allows you to buy a vehicle with a reduced interest rate, flexible down payment options, and a convenient application process. 

 

The loan applies to the following Lixiang premium models: L6, L7, L9, when purchased from dealers participating in the bank’s auto financing program. 

 

Key Aspects 

 

Clear lending terms 

 

• Maximum amount — up to UZS 950 million (determined individually based on scoring analysis) 

• Loan term — from 12 to 60 months 

• Interest rate — from 2% per annum 

• Down payment — 30%, 40%, 50% or 60% 

 

Official dealers 

 

• The loan is available only when purchasing Lixiang vehicles from official dealers participating in the auto financing program 

• Full list of dealers — available at ipakyulibank.uz 

 

Key Advantages 

 

• Preferential auto loan rate — starting from 2% 

• Simple application process — minimal steps and quick approval 

• Purchase exclusively from verified, trusted dealers 

 

3 Steps to Get the Loan 

 

1. Choose your vehicle from a dealer 

2. Submit your documents to the bank 

3. Receive your car 

 

Why it’s beneficial 

 

• Reduced interest rate on the auto loan 

• Transparent conditions with no hidden fees 

• Clear and straightforward application process 

• Reliable support from the bank at every stage 

• A convenient financial solution for purchasing a new Lixiang

Loan calculator

1 000 000 UZS
12 Months
2 %
Loan repayment method
Date Monthly payment Debt balance Percent Main debt

The calculation is preliminary. The exact amount of payments will be determined by the bank based on the results of the application review.

Rate %
Term in months month
Insurance expenses 0 UZS
Collateral valuation expenses 0 UZS
Full Credit Value (FCV)* %

*FCV - expenses that the borrower pays for the period of lending.

How to apply for a car loan?

1
Choose a vehicle
Choose a model from an official Lixiang dealer
2
Submit the documents to the bank
Collect the purchase agreement from the dealer and submit it to the bank along with the required documents
3
Receive the decision and finalize the loan
The bank will assess your creditworthiness, approve the application, and transfer the funds to the dealer — after that, you can pick up your vehicle

Important to know

Required documents to get the service

 

  • Passport / ID
  • Contract with an official Lixiang dealer

Requirements for borrower

 

The loan is available to citizens of the Republic of Uzbekistan who meet the bank’s requirements and provide the necessary documents.

Online loan application

Apply for a loan in 5 minutes

Step 1
Loan type

Bank on map

Questions and answers

The loan is available to citizens of the Republic of Uzbekistan who meet the bank’s requirements and provide the necessary documents.

The loan is provided for the purchase of new LIXIANG vehicles from official dealers.

The interest rate depends on the amount of the down payment and the loan term. The minimum rate is 2%, which applies when the loan term is 12 months and the down payment is 60% or more. The maximum rate is 23%, which applies when the loan term is 60 months and the down payment is 30%.

The system performs a scoring analysis and provides a decision immediately.

Yes, early repayment is available in accordance with the loan agreement.

The loan is provided for purchasing new L6, L7, and L9 vehicles from official Lixiang dealers. 

 

You can apply for the loan when purchasing from the following dealers: 

1. LLC “CONTROL AUTO” 

2. LLC “Vector Auto"

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