This is a microloan for individuals who receive their salary within the Ipak Yuli Bank payroll project.

The microloan is non-purpose — the funds can be used for any personal needs.

Up to 100,000,000 UZS.

Up to 36 months.

up to 12 months — 22.9% 

up to 24 months — 23.9% 

up to 36 months — 25.9%

Monthly payments. The repayment method can be annuity or differentiated, at the client’s choice.

No, a grace period is not provided.

The funds are transferred to the client’s bank card or wallet.

Yes. Security is provided in the form of an individual guarantor or an insurance policy.

Yes. The loan may be declined if the client has: 

overdue payments on existing loans; 

outstanding debts; 

a negative credit history.