Mortgage loan
About mortgage-loan
Loan calculator
| Date | Monthly payment | Debt balance | Percent | Main debt |
|---|
The calculation is preliminary. The exact amount of payments will be determined by the bank based on the results of the application review.
*FCV - expenses that the borrower pays for the period of lending.
About mortgage loan
Mortgage is a type of loan associated with the purchase of a home or improvement of housing conditions. Due to this loan, you can buy an apartment in a multi-storey residential building. A prerequisite for a loan is the borrower's own participation in the purchase in the amount of 25% of the purchase price. The mortgage object for sale must not be demolished or encumbered with any collateral / prohibition. The real estate purchase transaction is certified by the notary authorities and registered by the cadastre authorities. Loan payments must be covered by the fixed income of the Borrower and his family members.
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| Prepayment | Rate | Loan period | Loan amount | Security |
|---|---|---|---|---|
| 25% | 23,9% | up to 84 months | up to 1 billion 500 million UZS | Acquired property in primary and secondary markets |
| 50% | 23% | |||
| 25% | 24,9% | up 120 months |
Questions and answers
A mortgage is a loan for purchasing residential property on the primary or secondary market with a mandatory down payment of at least 25% of the property value.
The maximum loan amount is up to 1,500,000,000 UZS.
The loan term is up to 10 years (120 months).
The interest rate starts from 23% per annum. The exact rate depends on the loan term and the selected repayment schedule.
The purchased property serves as collateral. The property must not be under arrest or pledged to third parties.
No additional costs are предусмотрены. Only standard notarial and registration procedures required by law may apply.
Payments are made monthly. The repayment method can be annuity or differentiated, at the client’s choice.
The mortgage application is reviewed within up to 5 banking business days.
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