Microloan under guarantee

Microloan under guarantee

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About microloan

Loan calculator

10 000 000 UZS
12 Months
25.9 %
Loan repayment method
Date Monthly payment Debt balance Percent Main debt

The calculation is preliminary. The exact amount of payments will be determined by the bank based on the results of the application review.

Rate %
Term in months month
Insurance expenses 0 UZS
Collateral valuation expenses 0 UZS
Full Credit Value (FCV)* %

*FCV - expenses that the borrower pays for the period of lending.

Online loan application

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Step 1
Microloan
RateLoan periodLoan amountCollateral
25,9%up to 12 monthsup to 100 million UZSGuarantee of individuals or an insurance policy
26,9%up to 24 months
28,9%up to 36 months

Questions and answers

A microloan with guarantorship is a loan for personal purposes provided based on a guarantee from an individual or an insurance policy, without requiring collateral.

Up to 100,000,000 UZS. The maximum amount is determined individually for each client by the scoring system.

Up to 36 months (3 years).

- up to 12 months — from 25.9% per annum 

- up to 24 months — from 26.9% per annum 

- up to 36 months — from 28.9% per annum

- official income for at least 6 months

- registration as a self-employed individual for at least 12 months 

- no overdue payments or outstanding debts - positive credit history

 The decision is made based on scoring results and data from KATM.

After approval, the funds are transferred to your bank card or current account.

Payments are made on a monthly basis: 

- via the Ipak Yuli Mobile app 

- at any bank branch 

- through ADM (Automated Deposit Machine) 

 

Early repayment is also available.

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