Evolution Motors Car Loan
0% auto loan for Leapmotor, Aito, and GAC vehicles
How to apply for a loan?
About the car loan
0% Auto Loan for New Vehicles at Evolution Motors
Purchase a new Leapmotor, Aito, or GAC vehicle at Evolution Motors dealerships on clear and transparent terms with the support of Ipak Yuli Bank.
An auto loan for new Leapmotor, Aito, and GAC vehicles at Evolution Motors dealerships with a 0% interest rate*, a down payment from 30%, and a loan term of up to 48 months.
Key Aspects
Clear auto loan terms:
• Interest rate — 0%*
• Down payment — from 30%
• Loan term — up to 48 months
• Loan currency — UZS
• Collateral — the purchased vehicle
• Funds are transferred directly to the Evolution Motors dealer
Key Benefits
• 0% interest rate — purchase a vehicle with no interest overpayment
• Transparent terms — clear loan parameters with no hidden fees
• New vehicles from an official partner — Evolution Motors
• Convenient application process — application, approval, and loan processing are completed quickly with no unnecessary steps
4 Steps to Your New Car
1. Choose a vehicle
Select a Leapmotor, Aito, or GAC model at Evolution Motors dealerships.
2. Submit documents to the bank
Obtain the dealer contract and submit it to Ipak Yuli Bank along with the required documents.
3. Receive approval
The bank reviews your application and makes a decision on the auto loan.
4. Pick up your vehicle
The bank transfers the funds to the dealer — and you drive away in your new car.
Why It’s Beneficial
• You purchase a vehicle with no overpayments*
The 0% rate helps avoid additional interest costs.
• You get clear and transparent terms
Fixed loan parameters and a clear repayment schedule.
• You save time
The bank handles all settlements with the dealer.
• You receive bank support at every stage
From application submission to vehicle pickup.
*The final contract amount is determined by the dealer and may vary depending on the selected terms.
Online loan application
Apply for a loan in 5 minutes
About interest rates
| Term | Prepayment | |||
| from 30% | from 40% | from 50% | from 60% | |
| up to 12 months | 0% | 0% | 0% | 0% |
| up to 24 months | 0% | 0% | 0% | 0% |
| up to 36 months | - | 0% | 0% | 0% |
| up to 48 months | - | - | - | 0% |
Important to know
Required documents to get the service
- Passport / ID
- Contract with Evolution Motors
Requirements for borrower
- Citizen of the Republic of Uzbekistan
- Age: 18 and above
- Positive credit history
- Official source of income
Questions and answers
The auto loan is available for purchasing Leapmotor, Aito, and GAC vehicles at Evolution Motors dealerships.
The interest rate is 0%*.
*The final contract amount is determined by the dealer and may vary depending on the selected terms.
The minimum down payment is from 30%, depending on the selected loan term.
Yes, the collateral for the auto loan is the purchased vehicle.
Yes, the auto loan can be repaid partially or in full ahead of schedule.
The auto loan is available to citizens of the Republic of Uzbekistan aged 18 and above who meet the requirements of Ipak Yuli Bank.
To apply, a valid passport or ID card, an official source of income, and a positive credit history are required. The final decision is made by the bank after reviewing the application and documents.
Having existing loans does not exclude the possibility of obtaining an auto loan. The decision is made individually by the bank, taking into account the client’s current credit burden and repayment capacity.
Bank on map
Important things to know about loans
What to consider when applying for a bank loan
Before taking a loan, evaluate the key parameters:
- Interest rate and total cost — compare not only the stated rate but also the total cost of credit (which includes all fees).
- Amount and term — borrow only what you need and for a comfortable period so that the payment does not exceed 40–50% of your income.
- Collateral — loans without collateral or a guarantor usually have higher rates but are easier to obtain.
- Disbursement and repayment method — managing your loan online via the mobile app is the most convenient.
Our specialists are always ready to help you calculate and choose the best option for your situation.
Main consequences of failing to repay a loan
Increase in outstanding debt: Penalties, late payment charges, and interest accrue on overdue amounts, increasing the total amount owed.
Enforcement against property and bank accounts: The bank has the right to recover outstanding debt from funds held in the borrower’s bank accounts and from their personal property through court proceedings or enforcement procedures. If the proceeds from the sale of the property are insufficient to cover the debt, the borrower remains responsible for the outstanding balance.
Liability of guarantors and pledgors: If the loan is secured by collateral or a guarantee, the obligation to repay the debt may extend to the guarantors or pledgors. They may subsequently claim reimbursement of the amounts paid from the principal borrower.
Restrictions on leaving the country: A debtor’s right to leave Uzbekistan may be temporarily restricted by a court decision or an order issued by a state enforcement officer.
- Negative impact on credit history: Information about overdue payments is reported to credit bureaus, which may make it difficult or impossible to obtain new loans or installment payment plans in the future.
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