A secured microloan is a financial loan provided against collateral such as real estate, a vehicle, cash funds, or jewelry. This format allows borrowers to receive a higher amount with more favorable interest rates.

Up to 100,000,000 UZS. The exact amount depends on the value of the collateral and the results of the scoring assessment.

Up to 5 years (60 months). A longer term results in a lower monthly payment.

passport or ID card; 

documents confirming ownership of the collateral (depending on the type of security). 

Additional documents may be requested if necessary.

The annual interest rate starts from 21.9% and depends on the loan term and collateral conditions.