Up to UZS 300 million for any purpose

The Microloan for the Self-Employed from Ipak Yuli Bank is a banking financing solution for individuals registered as self-employed in Uzbekistan.

The product allows you to obtain up to UZS 300 million without confirmation of official salary income. A self-employed status and collateral are sufficient. The funds may be used for any purpose — business development, equipment purchase, working capital replenishment, or personal needs.

This is a practical solution for those who work for themselves and want access to banking instruments on clear and transparent terms.

Key aspects

Accessibility for the self-employed

• No income certificate required
• Self-employed status is sufficient
• оформляется в филиалах Ipak Yuli Bank

Flexible use of funds

• Funds may be used for any purpose
• Suitable for business development or personal needs
• Financing in national currency

Fast review process

• Application reviewed within up to 3 working days
• Transparent approval process
• Clear repayment schedule

Key advantages

• Maximum amount: up to UZS 300 million
• Loan term: up to 60 months
• Interest rate: from 21% to 28% per annum (depending on the term)
• No commissions
• Collateral: real estate, vehicles, cash funds, jewelry
• Collateral value must be at least 125% of the loan amount

How to apply for the Microloan for the Self-Employed

1. Visit an Ipak Yuli Bank branch and submit your application.

2. Sign the loan agreement and receive your repayment schedule.

3. Receive the funds and use them for any purpose.

Why it is beneficial for the self-employed

• Access to banking financing without official employment
• Large amount — up to UZS 300 million
• Transparent terms with no hidden fees
• Support for those who work independently
• Quick decision process