Car loan for public sector employees
Car loan for public servants
How to get a car loan?
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Car Loan for Public Servants
A preferential lending program for employees of state and budget-funded organizations. Buying a car is now easier — with a reduced interest rate, minimal documentation, and a quick decision.
Key Aspects
• Available exclusively to government and budget-sector employees
• Applies to both new and used cars
• Can be applied for at any branch or online at ipakyulibank.uz
Loan Conditions
• Loan amount: up to 800,000,000 UZS
• Term: up to 60 months
• Interest rate — from 20.9% per annum
• Initial payment — from 25% of the car’s value
Required Documents
• Passport or ID card
• Contract with the car dealership or vehicle seller
How It Works
• Prepare your documents and apply — at a branch or online
• Wait for approval — the system performs a scoring analysis within a few days
• Sign the agreement and make the first payment
• Receive your payment schedule and collect the car from the seller
| Interest rate | Initial payment | Loan amount | Loan term (months) |
|---|---|---|---|
| 20.90% | 25% | up to 800,000,000.00 UZS | 12 |
| 20.90% | from 25% to 49.99% (inclusive) | 24 | |
| 21.90% | from 25% to 49.99% (inclusive) | 36 | |
| 22.90% | 60 | ||
| 20.90% | 50% or more | 36 | |
| 21.90% | 60 |
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