Car loan for public sector employees

Car loan for public servants

An easy way to buy your car — lower interest, quick approval, and simple terms for government and public sector staff
Sum
up to 800 000 000 UZS
Term
up to 60 months
Term rate
from 20,9%

Car loan calculator

1 000 000 UZS
20.9 %

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0
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More about car loan

Car Loan for Public Servants

A preferential lending program for employees of state and budget-funded organizations. Buying a car is now easier — with a reduced interest rate, minimal documentation, and a quick decision.

 

Key Aspects
• Available exclusively to government and budget-sector employees
• Applies to both new and used cars
• Can be applied for at any branch or online at ipakyulibank.uz

 

Loan Conditions

• Loan amount: up to 800,000,000 UZS
• Term: up to 60 months
• Interest rate — from 20.9% per annum
• Initial payment — from 25% of the car’s value

 

Required Documents

• Passport or ID card
• Contract with the car dealership or vehicle seller

 

How It Works

• Prepare your documents and apply — at a branch or online
• Wait for approval — the system performs a scoring analysis within a few days
• Sign the agreement and make the first payment
• Receive your payment schedule and collect the car from the seller

Interest rateInitial paymentLoan amountLoan term (months)
20.90%25%up to 800,000,000.00 UZS12
20.90%from 25% to 49.99% (inclusive)24
21.90%from 25% to 49.99% (inclusive)36
22.90%60
20.90%50% or more36
21.90%60

How to get a car loan?

1
Submit an application
Visit the nearest Ipak Yuli Bank branch or complete the online application at ipakyulibank.uz.
2
Tasdiqlanishini kuting
The system will run a scoring analysis and provide a decision within a few days.
3
Sign the agreement and make the first payment
After approval, make your initial payment, sign the loan agreement, and receive your payment schedule.

Online loan application

Apply for a loan in 5 minutes

1

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