Car loan for public sector employees

Car loan for public servants

An easy way to buy your car — lower interest, quick approval, and simple terms for government and public sector staff
Sum
up to 800 000 000 UZS
Term
up to 60 months
Term rate
from 20,9%

Car loan calculator

1 000 000 UZS
12 Months
20.9 %
Loan repayment method
Date Monthly payment Debt balance Percent Main debt

The calculation is preliminary. The exact amount of payments will be determined by the bank based on the results of the application review.

Rate %
Term in months month
Insurance expenses 0 UZS
Collateral valuation expenses 0 UZS
Full Credit Value (FCV)* %

*FCV - expenses that the borrower pays for the period of lending.

More about car loan

Car Loan for Public Servants

A preferential lending program for employees of state and budget-funded organizations. Buying a car is now easier — with a reduced interest rate, minimal documentation, and a quick decision.

 

Key Aspects
• Available exclusively to government and budget-sector employees
• Applies to both new and used cars
• Can be applied for at any branch or online at ipakyulibank.uz

 

Loan Conditions

• Loan amount: up to 800,000,000 UZS
• Term: up to 60 months
• Interest rate — from 20.9% per annum
• Initial payment — from 25% of the car’s value

 

Required Documents

• Passport or ID card
• Contract with the car dealership or vehicle seller

 

How It Works

• Prepare your documents and apply — at a branch or online
• Wait for approval — the system performs a scoring analysis within a few days
• Sign the agreement and make the first payment
• Receive your payment schedule and collect the car from the seller

Interest rateInitial paymentLoan amountLoan term (months)
20.90%25%up to 800,000,000.00 UZS12
20.90%from 25% to 49.99% (inclusive)24
21.90%from 25% to 49.99% (inclusive)36
22.90%60
20.90%50% or more36
21.90%60

How to get a car loan?

1
Submit an application
Visit the nearest Ipak Yuli Bank branch or complete the online application at ipakyulibank.uz.
2
Tasdiqlanishini kuting
The system will run a scoring analysis and provide a decision within a few days.
3
Sign the agreement and make the first payment
After approval, make your initial payment, sign the loan agreement, and receive your payment schedule.

Online loan application

Apply for a loan in 5 minutes

Step 1
Loan type

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