Loan for acquiring fixed assets
Fixed assets loan
How to apply for a loan?
About the loan
Loan for Fixed Assets
Grow with confidence — backed by reliable financing from the bank
The Loan for Fixed Assets from Ipak Yuli Bank is targeted financing for legal entities, enabling the acquisition of buildings, structures, machinery, and equipment. It is designed for large companies that need to expand production and modernize their business.
Key Aspects
Scale and flexibility:
• Loan amount — up to $10 mln
• Loan term — up to 36 months
• Currency — only in national currency (UZS)
Reliability and transparency:
• Interest rate — from 24% per annum
• No fees or hidden charges
• Credit committee decision within 3–7 business days
Key Advantages
• Financing for real estate, equipment, and vehicles
• Long-term project financing
• Loan without hidden conditions
• Various collateral options: real estate, equipment, guarantee, insurance policy, etc.
How the Loan Works
- Submit your application — online via the mobile app or at the nearest branch
- Provide the required set of documents
- Wait for a decision — within 3–7 business days
- Sign the agreement with the bank
- Receive the funds — to the seller’s account or to your company’s account
Why It’s Beneficial for Business
• Support for scaling and modernization
• Transparent conditions without hidden fees
• Finance major purchases without diverting working capital
• Opportunity to grow confidently with a reliable partner
Loan calculator
| Date | Monthly payment | Debt balance | Percent | Main debt |
|---|
The calculation is preliminary. The exact amount of payments will be determined by the bank based on the results of the application review.
*FCV - expenses that the borrower pays for the period of lending.
Leave a request - we'll call you back
Important to know
Required documents to get the service
- Application
- Client’s legal documents
- Incorporation documents
- Shareholders’ meeting resolution
- Financial statements
- Collateral documents
Business/client requirements
Legal entity registered in the Republic of Uzbekistan
Questions and answers
The loan is available to legal entities registered in the Republic of Uzbekistan, with confirmed business activity and stable financial standing.
Financing is provided for the acquisition of:
- buildings and structures,
- machinery and equipment,
- vehicles,
- other long-term assets involved in the company’s operations.
Financing is provided only in the national currency — UZS (soums).
The following may serve as collateral:
- real estate;
- vehicles;
- equipment;
- guarantee or insurance policy;
- etc.
The application is reviewed within 3 to 7 business days.
You can apply at any Ipak Yuli Bank branches and online via mobile app.
Yes, the funds can be disbursed either in one lump sum or in parts — within the approved limit.
Financing is transferred to the seller’s/supplier’s account.
Bank on map
Important things to know about loans
What to consider when applying for a bank loan
Before taking a loan, evaluate the key parameters:
- Interest rate and total cost — compare not only the stated rate but also the total cost of credit (which includes all fees).
- Amount and term — borrow only what you need and for a comfortable period so that the payment does not exceed 40–50% of your income.
- Collateral — loans without collateral or a guarantor usually have higher rates but are easier to obtain.
- Disbursement and repayment method — managing your loan online via the mobile app is the most convenient.
Our specialists are always ready to help you calculate and choose the best option for your situation.
Main consequences of failing to repay a loan
Increase in outstanding debt: Penalties, late payment charges, and interest accrue on overdue amounts, increasing the total amount owed.
Enforcement against property and bank accounts: The bank has the right to recover outstanding debt from funds held in the borrower’s bank accounts and from their personal property through court proceedings or enforcement procedures. If the proceeds from the sale of the property are insufficient to cover the debt, the borrower remains responsible for the outstanding balance.
Liability of guarantors and pledgors: If the loan is secured by collateral or a guarantee, the obligation to repay the debt may extend to the guarantors or pledgors. They may subsequently claim reimbursement of the amounts paid from the principal borrower.
Restrictions on leaving the country: A debtor’s right to leave Uzbekistan may be temporarily restricted by a court decision or an order issued by a state enforcement officer.
- Negative impact on credit history: Information about overdue payments is reported to credit bureaus, which may make it difficult or impossible to obtain new loans or installment payment plans in the future.
Other loans
Financial support for small and medium-sized businesses
Mahalla Loyihasi
Small business development loan
Ipak Yuli Business
All you need is in one application. No queues or waiting
Scan the QR code to download the app
Ipak Yuli Business
