Working capital loan
Working capital loan
About the loan
Working Capital Loan
Financing your business operations
The Working Capital Loan from Ipak Yuli Bank helps companies cover cash flow gaps and finance the production cycle. It is a solution for businesses that need to maintain liquidity and ensure continuous operations.
Key Aspects
Flexibility and scale:
• Loan amount — up to $10 million
• Term — up to 36 months
• Currency — only in national currency (UZS)
Reliability and transparency:
• Interest rate — from 24% per annum
• No fees or hidden charges
• Application review — within 3 to 7 business days
Key Advantages
• Support for liquidity and financing of current expenses
• Ability to pay suppliers for raw materials, goods, and services
• Various collateral options: real estate, equipment, guarantees, insurance policy, and more
• Loan with no hidden conditions
How the Loan Works
- Submit an application — online via the mobile app or at a branch
- Provide documents — minimal package, the list will be clarified by a specialist
- Wait for approval — from 3 to 7 business days
- Sign the agreement
- Receive the funds — transferred to the supplier’s account in installments or as a lump sum
Why It’s Beneficial for Business
• Stability and continuity of business processes
• Financing without diverting your own funds
• Transparent conditions, with no hidden fees
• Ability to quickly cover cash flow gaps
How to apply for a loan?
Important to know
Required documents to get the service
- Application
- Client’s legal documents
- Incorporation documents
- Shareholders’ meeting resolution
- Financial statements
- Collateral documents
Business/client requirements
Legal entity registered in the Republic of Uzbekistan
Questions and answers
The loan is available to legal entities registered in the Republic of Uzbekistan, with confirmed business activity and stable financial standing.
Financing is provided only in the national currency — UZS (soums).
The following may serve as collateral:
- real estate;
- vehicles;
- equipment;
- guarantee or insurance policy;
- etc.
The application is reviewed within 3 to 7 business days.
You can apply at any Ipak Yuli Bank branch.
Yes, the funds can be disbursed either in one lump sum or in parts — within the approved limit.
Financing is transferred to the seller’s/supplier’s account.