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Loan for FOTON vehicles
About "FOTON" loan
A cost-effective solution for renewing your fleet and growing your business.
The “FOTON” loan from Ipak Yuli Bank is a program for legal entities and individual entrepreneurs to purchase new FOTON trucks from the official distributor SAMIST AUTO in Uzbekistan.
It’s an ideal option for those who want to replace old vehicles or expand their fleet without major one-time expenses.
Key Features
Favorable terms:
• Amount — up to $1 mln (or equivalent in UZS/EUR at the CBU exchange rate)
• Term — up to 48 months
• Interest rate — from 24% per annum
• Currency — UZS
Accessibility:
• Down payment — from 25%
• Grace period — up to 6 months
• Application review — within 3 business days
Key Benefits
• Purchase from the official FOTON distributor in Uzbekistan
• Ability to acquire multiple vehicles for your fleet
• Flexible terms: grace period and choice of repayment schedule
• Fast approval — decision in just 3 business days
How to get a FOTON Loan:
- Choose a FOTON vehicle from the official dealer SAMIST AUTO
- Apply at Ipak Yuli Bank
- Undergo assessment and receive approval
- Sign the loan agreement
- The bank transfers the funds to the supplier, and you collect your vehicle
Why it’s good for your business:
• Renew your fleet without large upfront costs
• Grow your business with new vehicles
• Avoid rental expenses and constant repairs of old vehicles
Loan calculator
| Date | Monthly payment | Debt balance | Percent | Main debt |
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The calculation is preliminary. The exact amount of payments will be determined by the bank based on the results of the application review.
*FCV - expenses that the borrower pays for the period of lending.
How to apply for a loan?
Questions and answers
Yes, the loan terms allow the purchase of multiple vehicles if the business meets the requirements.
At least 25% of the vehicle’s value.
Up to USD 1 million (or equivalent in UZS/EUR at the CBU exchange rate on the application date).
Yes, up to 6 months.
- Application form
- Incorporation documents
- Financial statements
- Collateral
Real estate, the purchased or other vehicles, cash funds, jewelry (up to 80% of the loan amount), as well as equipment, goods in turnover, or third-party guarantees (up to 20%).
At any Ipak Yuli Bank branch or through a personal manager.
The bank transfers the payment directly to the official vehicle distributor — SAMIST AUTO.