Your office — with the support of the bank 

Purchase property for your business confidently and conveniently 

Business mortgage is a targeted financing solution from Ipak Yuli Bank designed for legal entities and individual entrepreneurs who want to acquire their own property for business purposes. It helps companies move away from rent, invest in long-term assets, and build a stable foundation for growth. The loan is suitable for purchasing commercial premises — offices, warehouses, production or retail spaces — as well as residential property if it is used for business needs. 

Key aspects 

Flexible opportunities for your business 

• Maximum amount: 

— up to USD 1,000,000 (in UZS equivalent) for commercial property 

— up to USD 200,000 (in UZS equivalent) for residential property 

• Loan term: up to 120 months 

• Grace period: up to 12 months 

Transparent conditions 

• Interest rate — from 25% per annum in national currency 

• Fees and charges — according to the Bank’s Tariffs 

• Funds are transferred directly to the property seller 

Key benefits 

• Opportunity to purchase your own office, warehouse, store, or staff housing 

• Long loan term — manageable monthly payments 

• Flexible collateral options: property, vehicles, equipment, inventory, deposit, or gold 

• No down payment — acquire property without freezing working capital 

4 steps to obtain the loan 

1. Submit your application — at a branch or online 

2. We review your case — we assess your business, creditworthiness, and the property 

3. Sign the agreement — the loan agreement is prepared 

4. Funds are transferred to the seller — the amount is sent directly to the seller 

Why it benefits your business 

• Acquire your own premises without large upfront expenses 

• Transparent conditions and direct payment to the seller 

• Long-term financing and a convenient grace period 

• Reliable support from the bank during the property purchase process 

• Investment in a long-term asset that strengthens and stabilizes your business