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For business Loans «Ishonch» business loan

"Ishonch" Trade Loan

"Ishonch" loan
Fast financing for small businesses without real estate collateral
Submit application
"Ishonch" loan

Which sectors are eligible for the loan?

  1. governing

    Trade

    Financing for retail stores, showrooms, online shops and other trading businesses
  2. governing

    Services

    Open a beauty salon, studio, training centre or any other service-based business
  3. governing

    Manufacturing

    Get financing for equipment, raw materials and launching your own production business
  4. governing

    Agribusiness

    Financing for farms, agricultural processing and other agribusiness projects
Item 1 of 4

3 steps to get a loan

1
Submit your application
Fill out the online form
2
Provide the documents
Submit the required documents — our specialists will guide you on what’s needed
3
Receive the funds
The money will be transferred to the supplier or issued in cash (for individual entrepreneurs)
Submit application

Important to know

Required documents to get the loan

  • Application
  • Financial documents
  • Founding documents
  • Passport / TIN

Requirements for borrower

 

Registered entrepreneurial activity, no overdue debt, and verifiable income

Loan calculator

1 000 000 UZS
12 Months
14 %
Loan repayment method
Date Monthly payment Debt balance Percent Main debt

The calculation is preliminary. The exact amount of payments will be determined by the bank based on the results of the application review.

Rate %
Term in months month
Insurance expenses 0 UZS
Collateral valuation expenses 0 UZS
Full Credit Value (FCV)* %

*FCV - expenses that the borrower pays for the period of lending.

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Step 1
Кредит Ишонч

Questions and answers

Legal entities and individual entrepreneurs with registered activity and verified income.

To replenish working capital and purchase fixed assets (equipment, machinery, goods, etc.).

Up to 100,000,000 UZS or the equivalent in foreign currency at the CBU exchange rate on the date of application.

Up to 12 months.

In UZS: from 30% per annum 

In USD: from 14% per annum

No hard collateral required. The loan is secured by an insurance policy and a guarantee.

If the documents are complete, the application is reviewed within up to 3 business days.

Application form, financial documents, foundation documents, passport, and TIN.

At any Ipak Yuli Bank branch or online via the official website.

Funds are credited to the business account or, in some cases (e.g. for individual entrepreneurs), disbursed in cash.

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All you need is in one application. No queues or waiting
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