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For business Loans «Ishonch» business loan

"Ishonch" Trade Loan

"Ishonch" loan
Fast financing for small business
Submit application
"Ishonch" loan

Key advantages

Loan conditions

100 mln
Maximum amount
in UZS
12 mo
Maximum term
loan duration
from 30%
Rate in UZS
from 14% in USD
3 days
Decision on application
up to 3 business days
Collateral
Insurance policy and guarantee — no need to pledge property
Business requirements
Registered business activity, no overdue debt, confirmed income

Why it benefits your business

A solution for short-term needs

Ideal for short-term needs
Up to 12 months — cover your current needs without long-term obligations
Close cash flow gaps quickly
Decision in 3 days — funds arrive on time, sales keep going
Transparent conditions
Fixed rate, clear schedule — no hidden fees
No property collateral required
An insurance policy and guarantee are enough — your property stays with you

3 steps to get a loan

1
Submit your application
Fill out the online form
2
Provide the documents
Submit the required documents — our specialists will guide you on what’s needed
3
Receive the funds
The money will be transferred to the supplier or issued in cash (for individual entrepreneurs)
Submit application

Loan calculator

1 000 000 UZS
12 Months
14 %
Loan repayment method
Date Monthly payment Debt balance Percent Main debt

The calculation is preliminary. The exact amount of payments will be determined by the bank based on the results of the application review.

Rate %
Term in months month
Insurance expenses 0 UZS
Collateral valuation expenses 0 UZS
Full Credit Value (FCV)* %

*FCV - expenses that the borrower pays for the period of lending.

Online service application

Step 1
Type of service

Questions and answers

Legal entities and individual entrepreneurs with registered activity and verified income.

To replenish working capital and purchase fixed assets (equipment, machinery, goods, etc.).

Up to 100,000,000 UZS or the equivalent in foreign currency at the CBU exchange rate on the date of application.

Up to 12 months.

In UZS: from 30% per annum 

In USD: from 14% per annum

No hard collateral required. The loan is secured by an insurance policy and a guarantee.

If the documents are complete, the application is reviewed within up to 3 business days.

Application form, financial documents, foundation documents, passport, and TIN.

At any Ipak Yuli Bank branch or online via the official website.

Funds are credited to the business account or, in some cases (e.g. for individual entrepreneurs), disbursed in cash.

Bank on map

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up to $1 000 000
Term
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Term
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Sum
up to 25 000 times the BCA
Term
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Ipak Yuli Business

All you need is in one application. No queues or waiting
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