Ishonch Trade Loan
"Ishonch" loan — fast financing for small business
About "Ishonch" loan
Fast financing for small businesses
The Ishonch loan from Ipak Yuli Bank is a classic short-term financing solution for legal entities and individual entrepreneurs. It's ideal for replenishing working capital, purchasing equipment, or covering other business needs. Everything — so you can focus on growing your business, not searching for funding.
Key Features
Flexibility and convenience:
• Suitable for individual entrepreneurs and companies
• Issued in UZS or USD
• Funds can be transferred to the supplier’s account or paid in cash (for individual entrepreneurs)
Speed and simplicity:
• Application review — up to 3 business days
• Minimal document package
• Fast disbursement after signing the agreement
Key Benefits
Key Benefits
• Maximum amount: up to 100,000,000 UZS
• Term: up to 12 months
• Interest rate: - From 30% in UZS - From 14% in USD
• Decision in just 3 days
• Collateral: insurance policy and guarantor
• Business requirements: registered activity, no overdue debts, and confirmed income
How the Ishonch loan works
1. Submit an application — online or at a nearby branch
2. Provide the required documents
3. Wait for the decision (up to 3 business days)
4. Sign the loan agreement
5. Receive the funds — transferred to the supplier or issued in cash (for individual entrepreneurs)
Why it’s good for your business
• Ideal for short-term business needs
• Helps close cash flow gaps quickly
• Financing with clear and transparent terms
• No need for fixed collateral
Loan calculator
How to apply for a loan?
Important to know
Required documents to get the service
- Application
- Financial documents
- Founding documents
- Passport / TIN
Requirements for borrower
Registered entrepreneurial activity, no overdue debt, and verifiable income
Questions and answers
Legal entities and individual entrepreneurs with registered activity and verified income.
To replenish working capital and purchase fixed assets (equipment, machinery, goods, etc.).
Up to 100,000,000 UZS or the equivalent in foreign currency at the CBU exchange rate on the date of application.
Up to 12 months.
In UZS: from 30% per annum
In USD: from 14% per annum
No hard collateral required. The loan is secured by an insurance policy and a guarantee.
If the documents are complete, the application is reviewed within up to 3 business days.
Application form, financial documents, foundation documents, passport, and TIN.
At any Ipak Yuli Bank branch or online via the official website.
Funds are credited to the business account or, in some cases (e.g. for individual entrepreneurs), disbursed in cash.