Fast financing for small businesses 

The Ishonch loan from Ipak Yuli Bank is a classic short-term financing solution for legal entities and individual entrepreneurs. It's ideal for replenishing working capital, purchasing equipment, or covering other business needs. Everything — so you can focus on growing your business, not searching for funding. 

Key Features 

Flexibility and convenience: 

• Suitable for individual entrepreneurs and companies 

• Issued in UZS or USD 

• Funds can be transferred to the supplier’s account or paid in cash (for individual entrepreneurs) 

Speed and simplicity: 

• Application review — up to 3 business days 

• Minimal document package 

• Fast disbursement after signing the agreement 

Key Benefits

Key Benefits 

• Maximum amount: up to 100,000,000 UZS 

• Term: up to 12 months 

• Interest rate: - From 30% in UZS - From 14% in USD 

• Decision in just 3 days 

• Collateral: insurance policy and guarantor 

• Business requirements: registered activity, no overdue debts, and confirmed income 

How the Ishonch loan works 

1. Submit an application — online or at a nearby branch 

2. Provide the required documents 

3. Wait for the decision (up to 3 business days) 

4. Sign the loan agreement 

5. Receive the funds — transferred to the supplier or issued in cash (for individual entrepreneurs) 

Why it’s good for your business 

• Ideal for short-term business needs 

• Helps close cash flow gaps quickly 

• Financing with clear and transparent terms 

• No need for fixed collateral