Volkswagen auto loan
About the Hyundai auto loan
Available models
Sonata
Business-class comfort for daily drives
Elantra
A stylish sedan for city life
Santa Fe
Room for the whole family
Tucson
Your everyday urban crossover
3 steps to get your car
Loan calculator
| Date | Monthly payment | Debt balance | Percent | Main debt |
|---|
The calculation is preliminary. The exact amount of payments will be determined by the bank based on the results of the application review.
*FCV - expenses that the borrower pays for the period of lending.
Important to know
Required documents to get the service
- Passport / ID
- Vehicle purchase agreement
Requirements for borrower
- Citizen of the Republic of Uzbekistan
- Age: 18 and above
- Positive credit history
- Official source of income or a self-employment certificate
About the loan
Your new Lixiang — with the support of the bank
Purchase your new car simply, transparently, and on clear terms. A Lixiang auto loan from Ipak Yuli Bank allows you to buy a vehicle with a reduced interest rate, flexible down payment options, and a convenient application process.
The loan applies to the following Lixiang premium models: L6, L7, L9, when purchased from dealers participating in the bank’s auto financing program.
Key Aspects
Clear lending terms
• Maximum amount — up to UZS 950 million (determined individually based on scoring analysis)
• Loan term — from 12 to 60 months
• Interest rate — from 2% per annum
• Down payment — 30%, 40%, 50% or 60%
Official dealers
• The loan is available only when purchasing Lixiang vehicles from official dealers participating in the auto financing program
• Full list of dealers — available at ipakyulibank.uz
Key Advantages
• Preferential auto loan rate — starting from 2%
• Simple application process — minimal steps and quick approval
• Purchase exclusively from verified, trusted dealers
3 Steps to Get the Loan
1. Choose your vehicle from a dealer
2. Submit your documents to the bank
3. Receive your car
Why it’s beneficial
• Reduced interest rate on the auto loan
• Transparent conditions with no hidden fees
• Clear and straightforward application process
• Reliable support from the bank at every stage
• A convenient financial solution for purchasing a new Lixiang
Online loan application
Apply for a loan in 5 minutes
About interest rates
С официальным доходом
| Prepayment | Term | Term rate |
| 25% | 12 months | 20,9% |
| от 25% | 24 months | 22,9% |
| 36 months | 23,9% | |
| 60 months | 24,9% | |
| от 50% | 36 months | 22,9% |
| 60 months | 23,9% |
Сотрудники государственных организаций
| Prepayment | Term | Term rate |
| от 25% | 24 months | 20,9% |
| 36 months | 21,9% | |
| 60 months | 22,9% | |
| от 50% | 36 months | 20,9% |
| 60 months | 21,9% |
Employees of state organizations
| Prepayment | Term | Term rate |
| 25% | 12 months | 20,9% |
| from 25% | 24 months | 22,9% |
| 36 months | 23,9% | |
| 60 months | 24,9% | |
| from 50% | 36 months | 22,9% |
| 60 months | 23,9% |
*Loan terms are determined individually based on credit scoring results.
Important to know
Required documents to get the service
- Passport / ID
- Vehicle purchase agreement
Requirements for borrower
- Citizen of the Republic of Uzbekistan
- Age: 18 and above
- Positive credit history
- Official source of income or a self-employment certificate
Frequently asked questions
The car loan program is available for the following models: Volkswagen Passat Pro, Teramont Pro, Tiguan L Pro, Teramont X, Lavida XR, Tharu XR, Jetta VS5, Jetta VS7.
The interest rate starts from 20.9% per annum. The loan terms depend on the selected car model.
The down payment depends on the selected vehicle model and starts from 25% of the vehicle’s price.
Yes, the purchased vehicle serves as collateral for the loan.
Yes, you may fully or partially repay the loan ahead of schedule in accordance with the Bank’s terms. No penalties or fines apply.
The auto loan is available to individuals over 18 years old who have a confirmed source of income or self-employed status and meet the requirements of Ipak Yuli Bank.
To apply, you will need a passport or ID card, as well as proof of income for the last 6 months or a self-employment certificate.
Yes, the auto loan is available both to clients with official income and to self-employed individuals upon submission of the required documents.
Yes. Reduced interest rates are available for employees of government organizations.
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