The loan is available to legal entities and individual entrepreneurs registered in the Republic of Uzbekistan who plan to start or develop their business.

The loan is non-purpose, meaning it can be used for various business needs. Funds may be used to purchase equipment, vehicles, real estate, pay for goods and services, or replenish working capital.

The maximum financing amount is up to 1,000,000,000 UZS or the equivalent in USD / EUR.

The loan is provided for up to 36 months for working capital and up to 60 months for the acquisition of fixed assets.

Financing is available in UZS, USD, or EUR.

Yes, a grace period of up to 6 months may be provided, during which only interest payments are required.

Collateral may include real estate, vehicles, cash funds, jewelry, gold bullion bars and gold coins of the Central Bank of the Republic of Uzbekistan, as well as other types of collateral in accordance with the bank’s requirements.

The application is reviewed within 3–5 working days provided that all required documents are submitted.

Loan funds may be transferred to the supplier’s account, to the client’s account, to a corporate bank card, or issued in cash in accordance with the terms of the loan agreement.

Applications can be submitted at Ipak Yuli Bank branches and offices, through the bank’s credit managers, or via the bank’s official website.