"Ilk qadam" loan

For starting and growing your business. When you have an idea — the important thing is to take the first step

Annual rate

From 13%

Term

up to 60 months

Amount

up to 1 bln USD

Submit application

Useful to know

Financing terms

• Maximum amount — up to 1,000,000,000 UZS or equivalent in USD or EUR
• Financing term
• up to 36 months — for working capital
• up to 60 months — for acquisition of fixed assets
• Interest rate — from 18% per annum in national currency and from 13% per annum in foreign currency
• Grace period — up to 6 months on principal payments

Key advantages

• Financing for starting and growing a business
• Flexible loan terms: choose the amount, term, and currency according to your business needs
• Universal use of funds for various business purposes
• Grace period of up to 6 months on principal payments
• Fast application review — 3–5 working days

Why it is beneficial

• Opportunity to receive up to 1 billion UZS for business development
• Financing for starting or expanding your company
• Flexible use of funds for various business needs
• Convenient repayment schedule and a grace period of up to 6 months
• Reliable financing from Ipak Yuli Bank

Loan calculator

needed_sum

1 000 000 UZS

term_in_months

12 months_short

interest_rate

13 %

repayment_method

collateral_costs

insurance_cost

other_costs

date	monthly_loan_payment	remain_loan_payment	percent	principal_debt

preliminary_calculation

rate %

term months

insurance_cost 0 suffix_uzs

collateral_costs 0 suffix_uzs

psk* %

psk_description

Required for submussion

Required documents to get the service

• Application
• Financial documents
• Constituent documents
• Passport / ID card / TIN

Collateral

• Purchased vehicle
• Real estate
• Vehicles
• Cash funds
• Jewelry
• Gold bars and gold coins of the Central Bank of the Republic of Uzbekistan

Additional:
• Guarantee
• Insurance
• Equipment
• Inventory

How to apply for a loan?

Contact the Bank

Visit a bank branch—our employee will advise you on all details and procedures for obtaining a loan.

Submit Your Application

Provide the documents required to apply for a loan. You will be informed about the bank’s decision on your loan application, and if approved, our loan specialist will help you through the loan documentation process.

Receive the Loan

Depending on the type of loan, receive your funds in cash or non-cash form.

Submit application

Contact the Bank

Visit a bank branch—our employee will advise you on all details and procedures for obtaining a loan.

Submit Your Application

Receive the Loan

Depending on the type of loan, receive your funds in cash or non-cash form.

Submit application