Trend Motor car loan
“Trend Motor” auto loan
How to apply for a loan?
About "Trend Motor" loan
Car loan “Trend Motor”
Your new vehicle for business — on special terms
Purchase new vehicles for your business on clear financing terms through official dealers.
The “Trend Motor” auto loan from Ipak Yuli Bank is a solution for purchasing modern business vehicles with a convenient term and a grace period option.
The loan is provided for purchasing vehicles of Zeekr, AION, AITO, Leapmotor, MG, and Voyah through official dealers in Uzbekistan — TREND PREMIUM MOTORS and ELIT AVTO ALLIANCE.
Key aspects
Financing terms
• Maximum amount — up to $100,000 (in national currency equivalent)
• Financing term — up to 60 months
• Interest rate — from 20% to 22% per annum
• Down payment — from 30%
• Grace period — up to 6 months on the principal
Official dealers
• Financing is provided when purchasing vehicles from TREND PREMIUM MOTORS and ELIT AVTO ALLIANCE
• Vehicles are supplied through official dealer channels
Key advantages
• Purchase new vehicles for business on special terms
• Grace period up to 6 months on the principal
• Loan term up to 60 months
• Application decision — within 3–5 business days
• Bank support at all stages of the transaction
3 steps to get the loan
1. Choose a vehicle from official dealers TREND PREMIUM MOTORS or ELIT AVTO ALLIANCE
2. Submit documents to Ipak Yuli Bank
3. Sign the agreement and receive the vehicle for your business
Why it is beneficial
• Ability to purchase a new vehicle for business without waiting
• Spread financial нагрузка over a convenient term
• Access to modern models from official dealers
• Fast processing and a clear process
• Reliable financing from Ipak Yuli Bank
Loan calculator
| Date | Monthly payment | Debt balance | Percent | Main debt |
|---|
The calculation is preliminary. The exact amount of payments will be determined by the bank based on the results of the application review.
*FCV - expenses that the borrower pays for the period of lending.
Interest rate based on the loan term
| Down payment | Term | Interest rate |
| 30% | up to 12 months | 20% |
| up to 36 months | 21% | |
| up to 60 months | 22% |
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Important to know
Required documents to get the service
- Application
- Financial documents
- Constituent documents
- Passport / ID card / TIN
Collateral
Main collateral:
- Purchased vehicle
- Real estate
- Vehicles
- Cash funds
- Jewelry
- Gold bars and gold coins of the Central Bank of the Republic of Uzbekistan
Additional:
- Guarantee
- Insurance
- Equipment
- Inventory
Questions and answers
The loan is available for legal entities and individual entrepreneurs with registered business activity and confirmed income
Financing is provided only for new vehicles of the following brands: Zeekr, AION, AITO, Leapmotor, MG, and Voyah through official dealers TREND PREMIUM MOTORS and ELIT AVTO ALLIANCE
The loan is provided in the national currency — UZS
The down payment starts from 30% of the vehicle cost.
The financing term is up to 60 months.
Yes, there is a grace period of up to 6 months on the principal.
Yes, collateral may include the vehicle, real estate, other vehicles, cash funds, and other types of assets.
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Important things to know about loans
What to consider when applying for a bank loan
Before taking a loan, evaluate the key parameters:
- Interest rate and total cost — compare not only the stated rate but also the total cost of credit (which includes all fees).
- Amount and term — borrow only what you need and for a comfortable period so that the payment does not exceed 40–50% of your income.
- Collateral — loans without collateral or a guarantor usually have higher rates but are easier to obtain.
- Disbursement and repayment method — managing your loan online via the mobile app is the most convenient.
Our specialists are always ready to help you calculate and choose the best option for your situation.
Main consequences of failing to repay a loan
Increase in outstanding debt: Penalties, late payment charges, and interest accrue on overdue amounts, increasing the total amount owed.
Enforcement against property and bank accounts: The bank has the right to recover outstanding debt from funds held in the borrower’s bank accounts and from their personal property through court proceedings or enforcement procedures. If the proceeds from the sale of the property are insufficient to cover the debt, the borrower remains responsible for the outstanding balance.
Liability of guarantors and pledgors: If the loan is secured by collateral or a guarantee, the obligation to repay the debt may extend to the guarantors or pledgors. They may subsequently claim reimbursement of the amounts paid from the principal borrower.
Restrictions on leaving the country: A debtor’s right to leave Uzbekistan may be temporarily restricted by a court decision or an order issued by a state enforcement officer.
- Negative impact on credit history: Information about overdue payments is reported to credit bureaus, which may make it difficult or impossible to obtain new loans or installment payment plans in the future.
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