Refinancing is the transfer of an existing business loan from another bank to Ipak Yuli Bank with the possibility to revise the loan terms, such as the interest rate, loan term, or monthly payment amount.

Yes. Within refinancing, several business loans can be combined into a single loan to simplify payment management and reduce the credit burden.

Yes, in some cases the loan amount may be increased if the financial condition of the business allows it.

The bank considers the terms of the existing loan, the company’s credit history, the financial condition of the business, and the borrower’s ability to repay.

Credit history is one of the factors in the decision-making process. The more stable the company’s payment discipline is, the higher the chances of approval.

Collateral requirements are considered individually and depend on the terms of the existing loan and the financial condition of the business.

You can leave an online application if you have additional questions about refinancing your business loan. Our manager will contact you and provide detailed консультация. To complete the refinancing process, you will need to visit any convenient branch of Ipak Yuli Bank.

Refinancing is available for legal entities and individual entrepreneurs registered in the Republic of Uzbekistan.