Lixiang auto loan for entrepreneurs

LIXIANG car loan for entrepreneurs

LIXIANG car loan for entrepreneurs

Special terms for purchasing LIXIANG for business

About the loan

Your new LIXIANG — with bank support


 

Purchase a new LIXIANG for your business on transparent and clear financing terms.

 

The LIXIANG car loan from Ipak Yuli Bank allows you to upgrade your corporate vehicle without diverting working capital, with a flexible down payment and a convenient application process.

 

The loan is provided for the purchase of premium LIXIANG models — L6, L7, L9 — from official dealers participating in the bank’s program.

 

Key aspects

 

Clear financing terms

 

• Maximum amount — up to $1 000 000 (in equivalent in national currency)

• Financing term — up to 60 months

• Interest rate — from 2% per annum

• Down payment — from 30%

• Grace period — up to 6 months

 

Official dealers

 

• Financing is provided only when purchasing LIXIANG vehicles from official dealers participating in the program
• Full list of dealers — on the bank’s website

 

Key advantages

 

• Special financing terms for LIXIANG for business

• Preservation of the company’s working capital

• Transparent terms and clear application process

• Application decision — from 3 to 5 business days

• Bank support at every stage of the transaction

 

3 steps to apply for financing

 

1. Choose a LIXIANG vehicle from an official dealer

2. Submit documents to Ipak Yuli Bank

3. Sign the agreement and receive the vehicle for your business

 

Why it is beneficial


• Opportunity to purchase a vehicle without diverting significant business funds

• Flexible financing terms and grace period

• Transparent conditions with no hidden fees

• Increased mobility and efficiency of your business

• Reliable financing from Ipak Yuli Bank

Loan calculator

100 USD
12 Months
2 %
Loan repayment method
Date Monthly payment Debt balance Percent Main debt

The calculation is preliminary. The exact amount of payments will be determined by the bank based on the results of the application review.

Rate %
Term in months month
Insurance expenses 0 UZS
Collateral valuation expenses 0 UZS
Full Credit Value (FCV)* %

*FCV - expenses that the borrower pays for the period of lending.

Interest rate based on the loan term

PrepaymentLoan amount
up to 12 monthsup to 18 monthsup to 24 monthsup to 36 monthsup to 48 monthsup to 60 months
30%12%17%18%21%22%23%
40%10%15%17%20%21%22%
50%7%13%16%19%20%21%
60%2%10%13%17%19%20%

How to apply for a loan?

1
Choose a vehicle
Choose a model from an official LIXIANG dealer
2
Submit the documents to the bank
Collect the purchase agreement from the dealer and submit it to the bank along with the required documents
3
Receive the decision and finalize the loan
The bank will assess your creditworthiness, approve the application, and transfer the funds to the dealer — after that, you can pick up your vehicle

Important to know

Required documents to get the service

  • Application
  • Financial documents
  • Constituent documents
  • Passport / ID card / TIN

Collateral

  • Real estate
  • Vehicles
  • Cash funds
  • Jewelry
  • Gold bars and gold coins issued by the Central Bank of the Republic of Uzbekistan

Questions and answers

The loan is available to legal entities and individual entrepreneurs of the Republic of Uzbekistan who meet the bank’s requirements and provide the necessary documents.

The loan is provided for the purchase of new LIXIANG vehicles from official dealers.

The interest rate depends on the amount of the down payment and the loan term. The minimum rate is 2%, which applies when the loan term is 12 months and the down payment is 60% or more. The maximum rate is 23%, which applies when the loan term is 60 months and the down payment is 30%.

The application is reviewed within 3 to 5 business days upon submission of the full set of required documents.

A grace period of up to 6 months on the principal amount may be provided. During this period, only interest payments are required.

The loan is provided for purchasing new L6, L7, and L9 vehicles from official LIXIANG dealers. 

 

You can apply for the loan when purchasing from the following dealers: 

1. LLC “CONTROL AUTO” 

2. LLC “Vector Auto”

Online service application

Step 1
Type of service

Bank on map

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