LIXIANG car loan for entrepreneurs

Special terms for purchasing LIXIANG for business

About the loan

Your new LIXIANG — with bank support

Purchase a new LIXIANG for your business on transparent and clear financing terms.

The LIXIANG car loan from Ipak Yuli Bank allows you to upgrade your corporate vehicle without diverting working capital, with a flexible down payment and a convenient application process.

The loan is provided for the purchase of premium LIXIANG models — L6, L7, L9 — from official dealers participating in the bank’s program.

Key aspects

Clear financing terms

• Maximum amount — up to $1 000 000 (in equivalent in national currency)

• Financing term — up to 60 months

• Interest rate — from 2% per annum

• Down payment — from 30%

• Grace period — up to 6 months

Official dealers

• Financing is provided only when purchasing LIXIANG vehicles from official dealers participating in the program
• Full list of dealers — on the bank’s website

Key advantages

• Special financing terms for LIXIANG for business

• Preservation of the company’s working capital

• Transparent terms and clear application process

• Application decision — from 3 to 5 business days

• Bank support at every stage of the transaction

3 steps to apply for financing

1. Choose a LIXIANG vehicle from an official dealer

2. Submit documents to Ipak Yuli Bank

3. Sign the agreement and receive the vehicle for your business

Why it is beneficial

• Opportunity to purchase a vehicle without diverting significant business funds

• Flexible financing terms and grace period

• Transparent conditions with no hidden fees

• Increased mobility and efficiency of your business

• Reliable financing from Ipak Yuli Bank

Loan calculator

Necessary amount

100 USD

For a period of months

12 Months

Interest rate

2 %

Loan repayment method

Collateral valuation expenses

Insurance expenses

Other

Date	Monthly payment	Debt balance	Percent	Main debt

The calculation is preliminary. The exact amount of payments will be determined by the bank based on the results of the application review.

Rate %

Term in months month

Insurance expenses 0 UZS

Collateral valuation expenses 0 UZS

Full Credit Value (FCV)* %

*FCV - expenses that the borrower pays for the period of lending.

Interest rate based on the loan term

Prepayment	Loan amount
Prepayment	up to 12 months	up to 18 months	up to 24 months	up to 36 months	up to 48 months	up to 60 months
30%	12%	17%	18%	21%	22%	23%
40%	10%	15%	17%	20%	21%	22%
50%	7%	13%	16%	19%	20%	21%
60%	2%	10%	13%	17%	19%	20%

How to apply for a loan?

Choose a vehicle

Choose a model from an official LIXIANG dealer

Submit the documents to the bank

Collect the purchase agreement from the dealer and submit it to the bank along with the required documents

Receive the decision and finalize the loan

The bank will assess your creditworthiness, approve the application, and transfer the funds to the dealer — after that, you can pick up your vehicle

Submit application

Choose a vehicle

Choose a model from an official LIXIANG dealer

Submit the documents to the bank

Collect the purchase agreement from the dealer and submit it to the bank along with the required documents

Receive the decision and finalize the loan

The bank will assess your creditworthiness, approve the application, and transfer the funds to the dealer — after that, you can pick up your vehicle

Submit application

Important to know

Required documents to get the service

Application
Financial documents
Constituent documents
Passport / ID card / TIN

Collateral

Real estate
Vehicles
Cash funds
Jewelry
Gold bars and gold coins issued by the Central Bank of the Republic of Uzbekistan

Questions and answers

The loan is available to legal entities and individual entrepreneurs of the Republic of Uzbekistan who meet the bank’s requirements and provide the necessary documents.

The loan is provided for the purchase of new LIXIANG vehicles from official dealers.

The interest rate depends on the amount of the down payment and the loan term. The minimum rate is 2%, which applies when the loan term is 12 months and the down payment is 60% or more. The maximum rate is 23%, which applies when the loan term is 60 months and the down payment is 30%.

The application is reviewed within 3 to 5 business days upon submission of the full set of required documents.

A grace period of up to 6 months on the principal amount may be provided. During this period, only interest payments are required.

The loan is provided for purchasing new L6, L7, and L9 vehicles from official LIXIANG dealers.

You can apply for the loan when purchasing from the following dealers:

1. LLC “CONTROL AUTO”

2. LLC “Vector Auto”