Customer payments
Customers want to pay online — via link, a single QR code or on your website, while you only accept cash
Solutions for Services & Hospitality Businesses
A bank for service businesses — fast, digital, no queues
Accept payments online and offline, pay salaries to your team with one click, and grow your business with loans — all without unnecessary visits to the bank
Corporate expenses
Ad spend, software subscriptions, business trips — difficult to control without corporate cards
Team payments
Regular payments to contractors and employees take your accountant’s time every month
Solutions for your business needs
Unified QR code
For cafés, salons, coworking spaces or events
Fee
Set up
Internet-acquiring
Integrate online payments into your website, Telegram bot or mobile app
Commission
Connection
POS terminals and cash collection
Convenient payment acceptance and cash collection solutions for your business
Rent
Issued for
Hamroh
Reduced rate, grace period, and extended financing term
Sum
Term
"Ishonch" loan
Replenish inventory or working capital without real estate collateral
Sum
Term
"Business Express" loan
Long-term financing for the development of small and medium-sized businesses
Sum
Term
Visa Business
Expenses for goods, transport and business trips — all in one statement without collecting receipts
Card issue
Maintenance cost
Visa Platinum Business
A convenient card for business trips, online payments, and everyday company needs
Card issue
Maintenance cost
Payroll project
Salary, transfers, payments and bonuses — all in one card
Open
Cards
Who this solution is for
Cafés, restaurants, hotels
QR payments at tables and counters without terminals — connect in 3 minutes, 0.25% fee
IT companies and SaaS services
Internet acquiring for your website in 1–2 days: card and QR payments, Telegram integration, analytics in your dashboard
Beauty salons and wellness
Corporate cards for supplies and payroll solutions for staff — all in one app
Consulting and education
Business Express for growth: launching new направления, marketing, team training
Item 1 of 4
Manage everything in one app
Frequently asked questions
Internet acquiring from Ipak Yuli Bank can be connected within 1–2 business days. You need to visit a bank branch with company documents, sign the agreement, and integrate the payment module using the provided instructions. After that, customers can pay for services using Uzcard, HUMO, Visa, Mastercard cards — directly on the website or via QR code. Funds are credited to the account within 24 hours. The fee is up to 1%, calculated individually.
The unified QR code from Ipak Yuli Bank allows you to accept payments without a POS terminal — simply print or display the QR code on a screen. The customer scans the code using any banking app and makes the payment. Connection takes up to 3 minutes after opening an account. The fee is 0.25%. Funds are credited within 24 hours.
Hamroh loan is a preferential program from Ipak Yuli Bank for women entrepreneurs. The amount is up to 4000 BRV, the term is up to 84 months. It is suitable for starting or developing a service business: cafés, beauty salons, educational centers, consulting. To apply, visit any of the bank’s 17 branches with business registration documents.
Ipak Yuli Bank issues Visa Business and Visa Platinum Business corporate cards for employees. These cards allow you to pay for online advertising, service subscriptions, and business trips — without advance reporting and collecting receipts. All transactions are displayed in the Ipak Yuli Business app with detailed information for each card.
Ipak Yuli Bank offers payroll solutions for companies of any size: issuing Uzcard and Visa Oylik cards for employees. All payments are made in one operation via the Ipak Yuli Business app — without manual transfers. Available for sole proprietors and legal entities.
For expanding a service business, Business Express is suitable — up to $500 000 for up to 120 months for any purpose: renovation, equipment, marketing, renting a new location. Applications are submitted at a bank branch. A revolving credit line is also available to cover текущие расходы during peak periods.
No. Legal entities and sole proprietors can use the Ipak Yuli Business mobile app: account management, payment documents signed via digital signature, corporate cards, payroll payments, and SWIFT transfers — all without visiting the bank. The app is available on Android and iOS.