Cashback is when the bank returns part of the money you spend on purchases. Every time you pay for everyday expenses with your card, a portion of the amount spent is returned to you.

In other words, you continue shopping as usual while enjoying extra benefits from your purchases.

Holders of Visa sum cards receive 0.5% cashback on all purchases.

If your monthly card spending exceeds 500,000 sum, you will receive another benefit — 50% cashback for two public transport rides per day.

For example, if you spend more than 500,000 sum with your Visa Start Sum card in June, you will start receiving cashback for public transport rides from July.

Cashback is not credited immediately after payment. First, the transaction goes through bank processing and verification: the bank checks that there were enough funds on the card, the payment was completed successfully, and the transaction was not cancelled.

Once the payment is confirmed, cashback is credited automatically. Usually, verification takes 3 to 5 days. If the payment was successful — cashback will be credited.