How to Get Cashback on Daily Purchases and Public Transport Rides

Get cashback on your everyday purchases and save on public transport with Ipak Yuli Bank cards.

What is cashback?

Cashback is when the bank returns part of the money you spend on purchases. Every time you pay for everyday expenses with your card, a portion of the amount spent is returned to you.

In other words, you continue shopping as usual while enjoying extra benefits from your purchases.


 

How does cashback from Ipak Yuli Bank work?

Holders of Visa sum cards receive 0.5% cashback on all purchases.

A typical day
Lunch at a café — 200,000 sum + 1,000 sum
Grocery shopping — 700,000 sum + 3,500 sum
Internet payment — 250,000 sum + 1,250 sum


 

Cashback on public transport

If your monthly card spending exceeds 500,000 sum, you will receive another benefit — 50% cashback for two public transport rides per day.

For example, if you spend more than 500,000 sum with your Visa Start Sum card in June, you will start receiving cashback for public transport rides from July.

Three trips per day
Cost of one ride 1,700 sum
Three rides without cashback 5,100 sum
Cashback for two rides (850 sum each) − 1,700 sum
Total with cashback 3,400 sum

This way, you can save on transport every day — simply use your card as usual and receive cashback for it.


 

Why do you need cashback?

🛒
Earn cashback on everyday purchases
Pay with your card for groceries, lunch, internet, taxi rides — the bank returns part of the money as real cashback, not bonuses.
🚌
Save on transport
With monthly spending of 500,000 sum or more, you can also receive cashback for public transport rides.
📈
Cashback accumulation
A single cashback amount may be small, but over time it adds up and can be useful for future purchases.
Simple conditions
You do not need to complete complicated tasks. Just pay with your card as you normally do.

 

How to activate cashback?

1
If you do not have a sum Visa card from Ipak Yuli Bank yet, apply for one online
2
Open the Ipak Yuli Mobile app
3
Go to the "Cards and Wallet" section
4
Select the card you want to receive cashback with
5
Click "Activate cashback" — after that, cashback will be credited automatically

 

When is cashback credited?

Cashback is not credited immediately after payment. First, the transaction goes through bank processing and verification: the bank checks that there were enough funds on the card, the payment was completed successfully, and the transaction was not cancelled.

Once the payment is confirmed, cashback is credited automatically. Usually, verification takes 3 to 5 days. If the payment was successful — cashback will be credited.


 

Cashback is NOT available for:

Transfers between cards
Cash withdrawals
ATM payments
Currency exchange and online conversions

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