Possibilites credit card

With the “Possibilities card” credit card, you will have the opportunity to pay up to 100 million soums, interest-free period for purchases up to 55 days, and make payments for goods and services in Uzbekistan or abroad. In addition, the card provides 0.5% cashback for any purchase.

You will be refunded 0.5% of your purchase of any product or service, even if you have purchased something abroad. No cashback for money transfers.

The interest-free period is the time during which you can use your credit limit without paying interest.
If you repay your outstanding balance in full before the interest-free period ends, no interest will be charged on your purchases.
 

This means you can buy new appliances, travel, renovate your home, or cover other expenses using your credit limit, then repay the full amount during the interest-free period without any extra charges.
 

The maximum interest-free period is up to 55 days.

How does it work?
 

Pay with your credit card
For example, you purchase a laptop worth UZS 1,000,000.
 

Wait for your statement
On the 15th of every month, the bank generates your credit card statement.
Your statement includes:
the minimum payment due;
your total outstanding balance;
the payment due date.

Repay your balance
If you repay your full outstanding balance before the interest-free period ends, no interest will be charged.
If you do not repay the full amount, interest will be charged on the remaining outstanding balance in accordance with your credit card terms.

Why is it “up to 55 days”?
 

The length of the interest-free period depends on the date of your purchase.
The earlier you make a purchase after your previous statement is generated, the longer you can use your credit limit without paying interest.
 

For example:

*This example is provided for illustration purposes only. The actual interest-free period depends on the purchase date and the statement date.

Interest-free period works only with payments for products and services. Withdrawing cash, transferring it to another card, or converting currency is not an interest-free period.

Simply top up your card account through Ipak Yuli Mobile - you can also do this without commission using cards from other banks. You can also top up the card at Ipak Yuli Bank ATMs.

All conditions are specified in the public offer and the tariff document.

You can apply for the card free of charge in Ipak Yuli Mobile. The system will automatically calculate and determine the limit.

The Opportunity Credit Card is valid wherever Visa is available - it covers 200+ countries worldwide.

No commission.