Microloan for payroll projects

Microloan for payroll projects

Microloan for payroll projects

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About microloan

Loan calculator

1 000 000 UZS
12 Months
22.9 %
Loan repayment method
Date Monthly payment Debt balance Percent Main debt

The calculation is preliminary. The exact amount of payments will be determined by the bank based on the results of the application review.

Rate %
Term in months month
Insurance expenses 0 UZS
Collateral valuation expenses 0 UZS
Full Credit Value (FCV)* %

*FCV - expenses that the borrower pays for the period of lending.

RateLoan periodLoan amountCollateral
22,9%up to 12 monthsup to 100 million UZSGuarantee of individuals or an insurance policy
23,9%up to 24 months
25,9%up to 36 months

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Loan type

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Questions and answers

This is a microloan for individuals who receive their salary within the Ipak Yuli Bank payroll project.

The microloan is non-purpose — the funds can be used for any personal needs.

Up to 100,000,000 UZS.

Up to 36 months.

up to 12 months — 22.9% 

up to 24 months — 23.9% 

up to 36 months — 25.9%

Monthly payments. The repayment method can be annuity or differentiated, at the client’s choice.

No, a grace period is not provided.

The funds are transferred to the client’s bank card or wallet.

Yes. Security is provided in the form of an individual guarantor or an insurance policy.

Yes. The loan may be declined if the client has: 

 

overdue payments on existing loans; 

outstanding debts; 

a negative credit history.

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