Universal "Imkon" loan

Get financing on flexible terms for almost any business need
Amount
up to $200 000
Term
up to 60 months
Term rate
from 10%

About loan

Useful to know

Financing terms

  • Maximum amount — up to $200,000 or the equivalent in national currency
  • Loan term
    • up to 36 months — for working capital
    • up to 60 months — for purchasing fixed assets and other business purposes
  • Financing term — up to 60 months
  • Interest rate — from 16% per annum in national currency and from 10% per annum in foreign currency
  • Grace period — up to 6 months on the principal

Advantages

  • A universal loan for a wide range of business needs
  • Use the loan for almost any business purpose
  • Choose the collateral that works best for you
  • Receive funds to your account, corporate card, supplier, or in cash
  • Plan your business with confidence thanks to a grace period of up to 6 months on the principal amount

     

Submit application

3 steps to get a loan

1
Submit an online application
A bank employee will contact you and provide consultations
2
Visit your preferred bank branch
During the consultation, the employee will explain the conditions
3
Wait for a financing approval response
We will contact you after analyzing the application and documents.

Loan calculator

1 000 UZS
12 months_short
10 %
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rate %
term months
insurance_cost 0 suffix_uzs
collateral_costs 0 suffix_uzs
psk* %

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Documents

  • Application
  • Financial documents
  • Constituent documents
  • Passport / ID card / TIN

Collateral

  • Purchased vehicle
  • Real estate
  • Vehicles
  • Cash funds
  • Jewelry
  • Gold bars and gold coins issued by the Central Bank of the Republic of Uzbekistan

 

Additionally

  • Guarantee
  • Insurance
  • Equipment
  • Inventory

Useful to know

Financing terms

  • Maximum amount — up to $200,000 or the equivalent in national currency
  • Loan term
    • up to 36 months — for working capital
    • up to 60 months — for purchasing fixed assets and other business purposes
  • Financing term — up to 60 months
  • Interest rate — from 16% per annum in national currency and from 10% per annum in foreign currency
  • Grace period — up to 6 months on the principal

Advantages

  • A universal loan for a wide range of business needs
  • Use the loan for almost any business purpose
  • Choose the collateral that works best for you
  • Receive funds to your account, corporate card, supplier, or in cash
  • Plan your business with confidence thanks to a grace period of up to 6 months on the principal amount

     

Submit application

FAQ

The loan is available to legal entities and individual entrepreneurs registered in the Republic of Uzbekistan.

Business Express is a universal business loan offering financing of up to $500,000, a long-term repayment period of up to 10 years, and the flexibility to use funds for various business needs.

Business Express is a non-purpose loan. Funds can be used for purchasing raw materials and goods, paying for services and rent, paying employee salaries, paying taxes, and other expenses related to business operations.

Raw materials, finished products, services, rent, taxes, salaries, as well as cash withdrawals for business purposes.

This is a long-term loan with a maximum term of 120 months (10 years). Up to 60 months — for loans up to $500,000. Over 60 months — for loans up to $200,000.

Yes. A grace period on the principal may be provided for up to 6 months. During this period, only interest payments are required.

The loan is provided in the national currency (UZS) or in US dollars (USD).

The interest rate starts from: 

— 18% per annum in national currency 

— 14% per annum in foreign currency.

The application is reviewed within 3–5 business days, provided that all required documents are submitted.

Funds may be transferred to the borrower’s main settlement account, to a corporate bank card, or issued through the bank’s cash desk.

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