Ipak Yuli Bank

For business Loans Financial support for small and medium-sized businesses

Financial support for small and medium-sized businesses

Financing of up to EUR 400,000 in UZS equivalent for business development, working capital, and fixed assets

Grace period

up to 24 months

Term

up to 72 months

Amount

up to EUR 400 000

Submit application

About the loan

3 steps to get a loan

Submit your application

Fill out the online form

Provide the documents

Submit the required documents — our specialists will guide you on what’s needed

Receive the funds

Depending on the type of loan, receive your funds in cash or non-cash form

Submit application

Submit your application

Fill out the online form

Provide the documents

Submit the required documents — our specialists will guide you on what’s needed

Receive the funds

Depending on the type of loan, receive your funds in cash or non-cash form

Submit application

Useful to know

Collateral

• real estate
• vehicles (passenger cars, special-purpose vehicles, trucks, buses, minibuses, and other vehicles)
• cash collateral
• jewelry
• gold bullion bars and gold coins issued by the Central Bank of the Republic of Uzbekistan
• equipment
• insurance policy against the risk of loan non-repayment
• goods in circulation
• third-party guarantee (a legal entity, individual entrepreneur, or individual)

Required documents to get the service

• Application
• Financial documents
• Constituent documents
• Passport / ID card / TIN

Loan calculator

Necessary amount

1 000 000 UZS

For a period of months

3 Months

Interest rate

17 %

Loan repayment method

Collateral valuation expenses

Insurance expenses

Other

Date	Monthly payment	Debt balance	Percent	Main debt

The calculation is preliminary. The exact amount of payments will be determined by the bank based on the results of the application review.

Rate %

Term in months month

Insurance expenses 0 UZS

Collateral valuation expenses 0 UZS

Full Credit Value (FCV)* %

*FCV - expenses that the borrower pays for the period of lending.

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Questions and answers

The application is reviewed within up to 3 business days after submitting all required documents.

To replenish working capital and purchase fixed assets.

Yes, the grace period is up to 36 months.

For small and medium-sized businesses whose projects meet the program requirements.

The loan is available in all regions where Ipak Yuli Bank operates. The interest rate depends on the category of the district or city where the borrower is registered and operates.

Yes. Certain types of business activities are not eligible for financing under the program. Projects must also meet the program’s environmental and social requirements.