Deposit Boxes
How to use a deposit cell
Learn more about Deposit cells
A deposit cell (or a safe deposit box) is a safe in a bank, handed over to clients for the purpose of storing valuables: money, securities, things and documents.
The cells are located in the bank vault, which makes them protected from unauthorized interference. Keeping in a safe ensures complete confidentiality, since the bank does not check the property that is stored in the safe and guarantees the secrecy of the investment. At the same time, the bank warns the client about the inadmissibility of placing prohibited items in the cell. Each opening of a cell is usually recorded in a special journal.
Opening a safe deposit box is available for both individuals and legal entities.
| Cell height | Montly price, incl. VAT |
| 50 mm | 75 000 UZS |
| 75 mm | 75 000 UZS |
| 125 mm | 100 000 UZS |
| 175 mm | 125 000 UZS |
| 300 mm | 175 000 UZS |
| Deposit key loss/damage* | 2 000 000 UZS |
The addresses of the bank branches where the cell is located:
1. Operational management (OPERU)
Address: 100017, Tashkent, st. A.Kadiri, 2
Object orient: Opposite the former Yulduz Bowling (former Yulduz factory)
2. Mirzo Ulugbek branch
Address: 100000, Tashkent, st. H. Alimjan, 5
Object orient: Restaurant NUR
3. Mirabad branch
Address: 100015, Tashkent, st. Mirabad, 25
Object orient: Cinema Premier Hall
4. Shaykhantakhur branch
Address: 100021, Tashkent, Shaikhantakhur district, st. Navoi, building 25
5. Navoi branch
Address: 220100, Navoi, st. Memorlar, 18
6. Andijan branch
Address: 170100, Andijan, st. Istiklol, 35
7. Fergana branch
Address: 150117, Fergana region, Fergana city, st. Komus, 26
Bank on map
Important things to know about loans
What to consider when applying for a bank loan
Before taking a loan, evaluate the key parameters:
- Interest rate and total cost — compare not only the stated rate but also the total cost of credit (which includes all fees).
- Amount and term — borrow only what you need and for a comfortable period so that the payment does not exceed 40–50% of your income.
- Collateral — loans without collateral or a guarantor usually have higher rates but are easier to obtain.
- Disbursement and repayment method — managing your loan online via the mobile app is the most convenient.
Our specialists are always ready to help you calculate and choose the best option for your situation.
Main consequences of failing to repay a loan
Increase in outstanding debt: Penalties, late payment charges, and interest accrue on overdue amounts, increasing the total amount owed.
Enforcement against property and bank accounts: The bank has the right to recover outstanding debt from funds held in the borrower’s bank accounts and from their personal property through court proceedings or enforcement procedures. If the proceeds from the sale of the property are insufficient to cover the debt, the borrower remains responsible for the outstanding balance.
Liability of guarantors and pledgors: If the loan is secured by collateral or a guarantee, the obligation to repay the debt may extend to the guarantors or pledgors. They may subsequently claim reimbursement of the amounts paid from the principal borrower.
Restrictions on leaving the country: A debtor’s right to leave Uzbekistan may be temporarily restricted by a court decision or an order issued by a state enforcement officer.
- Negative impact on credit history: Information about overdue payments is reported to credit bureaus, which may make it difficult or impossible to obtain new loans or installment payment plans in the future.