Your iPhone is now your Ipak Yuli Bank card
Pay with your Ipak Yuli Bank card using iPhone, Apple Watch, iPad and Mac — quickly, securely and without extra steps
An easy, secure, and private way to pay
Apple Pay lets you make purchases with your Ipak Yuli Bank card using any Apple device — just like you would with your physical card — stores, online, and in apps.
Apple Pay on one. Apple pay on all.
Apple Pay is built into iPhone, Apple Watch, Mac, iPad and Apple Vision Pro. If you add your Ipak Yuli Bank card to Apple Wallet on iPhone, you'll have the option to add it to your other apple devices in one easy step.
Shop in person. Online. Or in apps.
Apple Pay is accepted by millions of merchants around the world. Just look for Apple Pay or the contactless payment symbol at checkout and pay with your Ipak Yuli Bank card. To checkout with Apple Pay if you're on a computer but not using Safari or a Mac, click the Apple Pay button and scan the code that appears onscreen with your iPhone.
Designed to be secure. So only you can pay.
Every Apple Pay transaction requires authentication through your device's built-in security features — including Face ID, Touch ID, and your passcode. Your debit or credit card number is never shared with merchants or stored on Apple servers. And if you misplace your iPhone, you can quickly mark it as lost on Find My to suspend your Ipak Yuli Bank card.
How to connect a card to Apple Pay
- 1Go to cards sectionAnd select a Visa or Mastercard card
- 2Go to your card screenClick the "Add to Apple Wallet" button
- 3Enter card detailsThe cardholder's full name, card number, expiration date, and CVV/CVC code
- 4Add a cardSelect which devices you want to add the card to
- 5Set default cardFor fast and convenient checkout
- 6Pay for purchasesJust hold your phone to the terminal
Frequently asked questions
Google Pay is a payment system by Google that allows you to pay for purchases with your smartphone, watch, or online using bank cards added to your Google account.
Google Pay supports all Visa and Mastercard cards issued by Ipak Yuli Bank.
In the Ipak Yuli Mobile app, go to “Cards and Wallet” and select your Ipak Yuli Bank card. Tap “Add to Google Wallet” and follow the on-screen instructions. For faster payments, you can set your Ipak Yuli Bank card as your default card.
On devices that support NFC and contactless payments.
In the Ipak Yuli Mobile app, go to “Cards and Wallet” and select your Ipak Yuli Bank card. Tap “Add to Google Wallet” and follow the on-screen instructions. For faster payments, you can set your Ipak Yuli Bank card as your default card.
How to make payments with an Ipak Yuli Bank card through Google Pay?
To make a payment, first add the Ipak Yuli Bank card to Google Pay.
Open the Google Wallet app, select the Ipak Yuli Bank card, confirm the payment on the Android device, and bring the device close to the contactless terminal at the checkout. The purchase amount will be charged to the Ipak Yuli Bank card, and a payment notification will appear in the Ipak Yuli Mobile app.
You can also pay for purchases on websites and in apps that support Google Pay.
No. To confirm the payment, simply unlock the device using a PIN, pattern, password, or fingerprint.
You can remove your card through the Google Wallet app. Select your Ipak Yuli Bank card and tap “Remove Card.
No. You can only add your own Ipak Yuli Bank card to Google Pay.
You can request a refund at the store where you made the purchase. Once the seller cancels the purchase, the refund will be credited to your Ipak Yuli Bank card. You’ll receive a notification about the refund in the Ipak Yuli Mobile app.
Yes. You can make purchases with your Ipak Yuli Bank card through Google Pay without an internet connection.
After your card has been reissued, it must be added to Google Pay again.
Make sure your device supports NFC and that your card has not already been added to Google Pay. Also check that you have the latest version of the Ipak Yuli Mobile app.
If none of these reasons apply, please contact the bank’s support team for assistance.
Open the Google Wallet app, select your Ipak Yuli Bank card, and set it as the default card for contactless payments. Please note that the names of buttons and sections may vary depending on the device model.
Yes. You can use Google Pay to pay for purchases in online stores that accept Apple Pay.
If the store does not accept Google Pay, you can pay by entering your Ipak Yuli Bank card details. You can find your card details in the Ipak Yuli Mobile app.
For your security, do not share your CVV/CVC or other confidential card details with anyone. Do not enter your card details in messages or on websites you do not trust.
Yes. The card can be added to multiple personal devices that support contactless payments.
The conversion is made at the exchange rate applicable on the day the transaction is confirmed by the merchant’s bank. The confirmation usually takes several days, but in some cases it may take longer.
No. Once the card expires, it can no longer be used for payments through Apple Pay.
A new card can be issued through the Ipak Yuli Mobile app or at an Ipak Yuli Bank branch.
No. Once the card expires, it can no longer be used for payments through Apple Pay.
A new card can be issued through the Ipak Yuli Mobile app or at an Ipak Yuli Bank branch.
Yes. Apple Pay can be used to make purchases abroad at stores with contactless payment terminals.
Yes. Apple Pay is a secure and private way to pay with an Ipak Yuli Bank card in stores, online, and in apps.
Each payment must be confirmed on the Apple device using Face ID, Touch ID, Optic ID, or a passcode. This means that a payment cannot be made without your confirmation.
When you pay with Apple Pay, encrypted data is used instead of your card number. Your Ipak Yuli Bank card details remain protected, while the merchant receives only the information needed to process the payment.
Adding an Ipak Yuli Bank card to Apple Pay is free.
The verification code may be delayed due to SMS delivery issues, an incorrect phone number, or restrictions on receiving messages from the bank. Please wait a few minutes and request the code again. Also, make sure that messages from the bank are not blocked on your device.
If the verification code is still not received, please contact the bank’s support team or your mobile operator.
Make sure that the card is active and that the card details have been entered correctly. Also, check that your iPhone is running the latest version of iOS and that Apple Pay is supported on your device and in your region.
To make a payment, hold your iPhone near a contactless payment terminal and confirm the payment using Face ID, Touch ID, or your password.
First, add the bank card to Apple Wallet on your Apple Watch. To make a payment, hold your Apple Watch close to the contactless payment terminal and wait for the payment confirmation.
To pay for a purchase online, select Apple Pay as the payment method, check your order details, and confirm the payment using Face ID, Touch ID, or your device password. Apple Pay can be used on websites that support this payment method.
When making a purchase in an app, select Apple Pay as the payment method. Review the card details and the purchase amount, then confirm the transaction using Face ID, Touch ID, or your device passcode. Apple Pay is available in apps that support this payment method.
Activate Lost Mode through the Find My service to suspend the use of cards added to Apple Pay on that device. To block the card itself, please contact the bank.
No. When making a payment, your full card number is not shared with the merchant. Instead, Apple Pay uses a unique encrypted digital code to process the payment.
No. No additional fee is charged for making purchases through Apple Pay.
If the transaction relates to a purchase from a merchant, please contact the merchant first to request a refund. If the transaction was unauthorized or you experience difficulties obtaining a refund, please contact the bank.