Ipak Yuli Bank expands its digital payment capabilities by launching Visa card payments via Garmin Pay. Now Visa cardholders of the bank can pay for purchases using Garmin smartwatches — quickly and conveniently, without taking out a card or smartphone. 

One-tap payments 

Integration with Garmin Pay allows Visa cards from Ipak Yuli Bank to be used for contactless payments directly from the watch. To complete a purchase, simply hold the device near a contactless-enabled terminal. 

The service works everywhere Visa contactless payments are accepted — both in Uzbekistan and abroad. It is especially convenient in everyday situations: during workouts, walks, trips, or when your smartphone or wallet is not at hand.

International-level security 

Payments via Garmin Pay comply with Visa’s international security standards. Your actual card details are not shared with merchants and are not stored on the device. Each transaction uses a unique secure digital token for additional protection. 

How to connect Garmin Pay 

Activation is done through the Garmin Connect app: 

1. Open the Garmin Connect app

2. Add your Visa card from Ipak Yuli Bank in the Garmin Pay section

3. Confirm the card

4. After activation, you can start paying with your smartwatch

The service operates using tokenization technology and works worldwide wherever Visa contactless payments are accepted. 

Advancing digital solutions 

The launch of Garmin Pay is part of Ipak Yuli Bank’s strategy to develop modern digital and wearable payment solutions. The bank continues to expand its ecosystem of convenient payment methods, making everyday financial transactions faster, more technological, and more comfortable. 

About the Bank 

Founded in 1990 as the first private bank of independent Uzbekistan, Ipak Yuli Bank today serves more than 2.5 million clients, offering a wide range of retail, corporate, and investment products. 

The bank has issued over 5 million cards and operates a network of more than 900 ATMs and 20,000 POS terminals. 

A leader in digital transformation, Ipak Yuli Bank places strong emphasis on customer experience and sustainable development. The bank has signed the We-Finance code, follows ESG standards, and holds international ISO 9001 and ISO 14001 certifications. Its shareholders include DEG and Triodos Investment Management. 

Ipak Yuli Bank — think BIG

Cashback on everything. That’s it — read how to get back part of what you spend with Ipak Yuli Bank’s Visa cards in UZS.