We-Finance Code — Ipak Yuli Bank
About the program

We-Finance Code 

We-Finance Code is an international initiative aimed at expanding women entrepreneurs' access to financing and developing the entrepreneurial ecosystem.

In 2025, Ipak Yuli Bank joined the initiative and began its implementation in partnership with the European Bank for Reconstruction and Development (EBRD).

Supporting women's entrepreneurship is an important part of Ipak Yuli Bank's ESG approach. We strive to create an environment where women have greater opportunities to launch and grow their own businesses.

Initiative goals

Three directions of support

Access to financing
Expanding opportunities to obtain financing on favorable terms.
Entrepreneurial and financial skills
Educational programs and practical knowledge for business development and scaling.
Business growth and sustainability
Supporting the development and scaling of women-led businesses across regions.
We-Finance Code in Uzbekistan

The program is already working

Since the program launched, thousands of women entrepreneurs have gained knowledge, support, and new tools to grow their businesses.

1000+
program participants
Women gained new knowledge and practical tools for business development
400
participants in the regions
Events were held not only in Tashkent, but also in Samarkand and Bukhara
25
training events
Trainings and educational programs for women entrepreneurs across the country
50
individual consultations
Personalized support for women entrepreneurs in business development and digital transformation
Ipak Yuli Bank's contribution

Under the We-Finance Code initiative

Numbers that reflect the bank's real impact on developing women's entrepreneurship in Uzbekistan.

7,589
financed projects
Women entrepreneurs received financing to develop their businesses
UZS 3.69 trln
in financing
Total funds allocated by the bank to support women's entrepreneurship
25%
of the MSME portfolio
Share of women-owned businesses in the bank's micro, small, and medium enterprise portfolio
5,000+
jobs created
Growth of women-led businesses contributes to job creation and economic development
We-Finance Code through the years

Program timeline

2023
February

The bank held its first training sessions on gender sensitivity and effective communication for credit department employees, aimed at fostering an inclusive environment.

—

Ipak Yuli Bank employees participated in the international Savings Game training — a financial literacy trainer program developed by GIZ. Specialists received certificates and the opportunity to conduct similar trainings for clients.

March
In partnership with the EBRD, a seminar titled "Women in Business in Central Asia" was held, bringing together women entrepreneurs, bank representatives, and international experts. Participants received practical recommendations on building an effective digital sales funnel.
June

A practical financial literacy training using the Savings Game was held at the bank's training center for employees and women entrepreneurs.

—

Bank employees completed the Micro Business Game program (GIZ) and became certified trainers in financial literacy and entrepreneurial skills.

July
A mobile photography training was held for the bank's female clients, focusing on creating visual content to promote businesses on social media.
October
Training events on financial literacy (Savings Game) and digital marketing were held: entrepreneurs learned about online promotion tools, marketplaces, and internet advertising.
November
A Micro Business Game training for women entrepreneurs was held at the bank's training center, aimed at developing entrepreneurial thinking and financial management skills.
2024
March
An interactive Cashflow financial game was held for women entrepreneurs, focusing on managing personal and business finances.
April
In partnership with the FINTECH Association Uzbekistan, a training titled "From Idea to Sales" was held on online promotion and e-commerce. Participants explored digital marketing tools and opportunities to enter marketplaces.
May
A regional conference in Samarkand focused on entrepreneurial skills, digital marketing, and business promotion. 40 women entrepreneurs participated.
July
A "Leadership and Balance" training focused on leadership skills, personal effectiveness, and business management. Participants received certificates and the opportunity for individual consultations.
October

Tashkent: a three-day training on online sales, digital marketing, and marketplaces, followed by individual consultations on business development and digital transformation.

—

Bukhara: a masterclass on digital marketing and SMM focused on developing online sales and digital promotion channels.

Frequently asked questions

Women entrepreneurs, owners of small and medium-sized businesses, as well as women planning to start their own business can participate in the program.

Participants can gain access to financing, educational events, advisory support, and networking with other entrepreneurs and experts.

No. Both active entrepreneurs and women who are planning to start their own business can participate in the program.

Educational events and consultations within the initiative are provided free of charge for participants.

Yes. Within the initiative, women entrepreneurs can access financial products from Ipak Yuli Bank to support business development.

© 1990–2025 JSICB «Ipak Yuli». Address of Head office: Uzbekistan, Tashkent, 100017, st. A.Kadiri, 2

Last update: 20/05/2026. When using the site materials reference to the site www.ipakyulibank.uz is required