What is Visa Direct?

Visa Direct enables secure and convenient real-time money transfers to cardholders around the world.

Visa Direct is now available in the "Ipak Yo'li Mobile" application. The identified user of "Ipak Yo'li Mobile" can transfer money from own Visa card issued by "Ipak Yuli" Bank to the Visa cardholder of another bank (both inside and outside the Republic of Uzbekistan). This service completely replaces a visit to the bank for the purpose of money transfer via related systems. 

Visa cardholders can easily and safely transfer money to relatives and friends in Uzbekistan and to foreign countries 24/7. The sender only needs to indicate the Visa card number and the recipient's first and last name.

How can I send funds?

1. Be an identified user

2. In the application, go to the Payments tab -> Visa Direct

3. Next, select the card for debiting, enter the complete card number of the recipient, the recipient's surname and first name and enter the transfer amount.

4. Before confirming the transfer, a screen with transfer details will appear. Please make sure that the specified data is correct.

5. Confirm the transfer.

6. The recipient can check the receipt of funds *.

* the speed of crediting transfers to cards of other banks may be limited by the internal procedures of the receiving bank.

Sending money is available to the following countries:

Australia, Austria, Azerbaijan, Algeria, Andorra, Argentina, Armenia, Bahrain, Belarus, Belgium, Bulgaria, Bolivia, Brazil, Vatican, Great Britain, Hungary, Vietnam, Haiti, Germany, Gibraltar, Hong Kong, Grenada, Greece, Georgia, Denmark, Egypt, Zambia, Israel, India, Indonesia, Iceland, Spain, Italy, Kazakhstan, Cameroon, Qatar, Kenya, Cyprus, Kyrgyzstan, China, Colombia, Congo, Kuwait, Laos, Latvia, Liberia, Lithuania, Liechtenstein, Luxembourg, Mauritania, Malaysia, Mali, Malta, Mexico, Moldova, Monaco, Mongolia, Nepal, Nigeria, Netherlands, New Zealand, Norway, United Arab Emirates , Paraguay, Peru, Poland, Portugal, Republic of Korea, Russia, Romania, San Marino, Saudi Arabia, Serbia, Singapore, Slovakia, Slovenia, Sultanate of Oman, Tajikistan, Thailand, Taiwan, Togo, Tunisia, Turkmenistan, Turkey, Uzbekistan, Ukraine, Uruguay, Philippines, Finland, Croatia, Central African Republic, Czech Republic, Chile, Switzerland, Sweden, Ecuador, Estonia, South Africa, Japan.

Transfer limits:





Inside the country


Inside the country


Inside the country


Number of transactions







Total amount ($)







The minimum transfer amount is USD 1.


Transfer fees

In accordance with the bank's tariffs there is a commission of 1% of the transfer amount, but not less than USD 2.

Download "Ipak Yo'li Mobile" mobile application and use convenient services.